我国养老金管理制度研究

发布时间：2018-04-08 14:10

本文选题：养老金　切入点：管理制度　出处：《云南大学》2013年硕士论文

【摘要】：实行基本养老金社会化发放是我国社会保障政策的一项突破。此举对保障社会稳定,促进企业改制顺利进行,保证离退休人员基本生活,实现资金集中管理,减少管理过程中过多的环节,使管理效率和方便性都得到了提升,在促进建立和完善社会保障体系方面起到了重要作用。社会化发放不仅从形式上改变了原有的养老金发放方式,更要从现实意义社会实行“单位人”向“社会人”的转变。目前,我国正在探索一条养老社会化的道路,在探索过程中,养老金社会化发放正是养老社会化的一个重要举措,他如同一扇大门,推开了养老社会化的进程。但在转变过程中,由于此项工作还处于初始阶段,一系列的措施、机制都还不健全,我国现行的养老金管理制度也存在漏洞,出现了冒领养老金现象,虽然只是少数人,但也暴露了对养老金管理与监管的不到位。这一现象的存在,会严重危害现行制度的执行和养老金受益者的切身利益。会影响社会化的进程和社会化的有效性。实际也是制度不完善、社会公平与效率和个人对公共利益是否具有正确认识的危机所在。本文就以上问题,认真梳理目前发生冒领现象存在的问题,分析问题的成因,通过分析总结提出解决办法。在管理过程中必须有坚固的制度保障壁垒,必须强调监管过程中具体管理者的责任心,必须重视社会诚信建设。只有从制度、管理者和养老金受益者多方联动,才能为养老金的合理、安全使用提供保障,提高基本养老金社会化发放的科学性和准确性。希望本文能为今后的养老金管理提供一些理论依据。
[Abstract]:The socialized distribution of basic pension is a breakthrough in social security policy of our country.This has contributed to ensuring social stability, promoting the smooth progress of enterprise restructuring, ensuring the basic livelihood of retirees, realizing centralized management of funds, reducing excessive links in the management process, and improving the efficiency and convenience of management.In promoting the establishment and improvement of the social security system has played an important role.Socialized distribution not only changes the original pension payment form, but also changes from "unit person" to "social person".At present, our country is exploring a way to socialize the aged. In the process of exploration, the socialized distribution of pension is just an important measure of the socialization of the aged, and it has pushed aside the process of the socialization of the aged as a gate.However, in the process of transformation, because this work is still in its initial stage, a series of measures and mechanisms are not perfect, there are loopholes in the current pension management system in our country, and there is a phenomenon of taking out pensions, although only a few people are involved.But it also exposed inadequate pension management and regulation.The existence of this phenomenon will seriously endanger the implementation of the current system and the immediate interests of pension beneficiaries.Will affect the process of socialization and the effectiveness of socialization.The reality is also the crisis of imperfect system, social fairness and efficiency, and whether the individual has a correct understanding of the public interest.According to the above problems, this paper combs the problems existing in the phenomenon of taking the lead at present, analyzes the causes of the problems, and puts forward the solutions through the analysis and summary.In the process of management, there must be strong system protection barriers, the responsibility of concrete managers in the process of supervision must be emphasized, and the construction of social honesty must be attached importance to.Only through the linkage of system, manager and pension beneficiary, can we provide guarantee for the reasonable and safe use of pension and improve the scientific and accuracy of socialized distribution of basic pension.I hope this paper can provide some theoretical basis for the future pension management.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.67

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