河南省政策性农业保险发展对策的研究

发布时间：2018-04-12 09:37

本文选题：河南省 + 政策性农业保险　；参考：《中南林业科技大学》2014年硕士论文

【摘要】：政策性农业保险发展的问题,是一个长久以来困扰中国政府而亟待解决的历史性。中国是一个农业生产比重较大的国家,农业关乎国民生活,同时也关乎国民经济,但由于农业的弱势性,其生产容易受到自然因素的影响,农业灾害发生产生损失大,农产品价格波动大,不同地域生长差别大都是其主要特点,也正是这些特点为保障农业稳定发展的工作带来了巨大隐患。农业保险的诞生,有效地减小自然灾害等因素对其发展的影响程度,为农业生产所面临的风险问题提出了解决路径。但是,发展农业保险和发展好农业保险又是两个截然不同的命题。中国幅员辽阔,不同地区气候环境迥异,自然灾害发生频繁,中国政府针对此状况虽然很早就开始农业保险的相关研究和发展,但多以失败告终。找到一条适合中国农业保险发展的道路,才是农险工作开展的重点。本文将以河南省地区的政策性农业保险工作为突破口,建立在各种相关理论基础之上,针对河南省农业以及农业保险的发展现状,陈列发展数据,挖掘制约河南省农业保险发展的因素并进行分析,通过借鉴其他国家和地区成功的农业保险发展经验,提出河南省政策性农业保险发展思路和对策建议,对相关工作起到指导作用。全文一共分为五部分。第一部分是绪论,主要阐述了论文的选题背景和研究目的意义,列举了国内外研究现状及水平,提出了本篇论文的写作思路、研究方法以及创新点。第二部分是政策性农业保险的相关概念,主要交代了农业保险以及政策性农业保险的意义,陈述了本文研究的理论基础,指出了政策性农业保险和商业性农业保险的不同并说明本文将以政策性农业保险为研究点。第三部分是对河南省农业发展历史、现状以及现阶段政策性农业保险经营存在的问题进行分析。第四部分是通过对比美国、法国、日本和国内上海、江苏和内蒙古三地区农业保险发展模式和现状,对其成功的经验进行借鉴。第五部分笔者从政府层面、承保机构层面以及民众层面对河南省政策性农业保险提出发展思路和对策建议。
[Abstract]:The development of policy-oriented agricultural insurance is a historical problem that has been puzzling the Chinese government for a long time.China is a country with a large proportion of agricultural production. Agriculture is not only related to the life of the people, but also to the national economy. However, because of the weakness of agriculture, its production is easily affected by natural factors, and agricultural disasters cause great losses.The price of agricultural products fluctuates greatly, and the difference of growth in different regions is its main characteristic. It is these characteristics that bring great hidden trouble to the work of ensuring the stable development of agriculture.The birth of agricultural insurance effectively reduces the impact of natural disasters and other factors on its development and provides a solution to the risk problems faced by agricultural production.However, the development of agricultural insurance and the development of agricultural insurance are two very different proposition.China has a vast territory, different climate and environment, frequent natural disasters, although the Chinese government began to research and develop agricultural insurance early, but most of them ended in failure.Finding a road suitable for the development of China's agricultural insurance is the focus of agricultural insurance work.This paper will take the policy-oriented agricultural insurance work in Henan Province as the breakthrough point, establish on the basis of various relevant theories, and display the development data in view of the present development situation of agriculture and agricultural insurance in Henan Province.This paper excavates the factors that restrict the development of agricultural insurance in Henan Province and analyzes the development experience of agricultural insurance in other countries and regions, and puts forward the development ideas and countermeasures of policy agricultural insurance in Henan Province.Play a guiding role in related work.The full text is divided into five parts altogether.The first part is the introduction, which mainly expounds the background and significance of the research, enumerates the status quo and level of research at home and abroad, and puts forward the writing ideas, research methods and innovation points of this paper.The second part is the related concepts of policy-oriented agricultural insurance, mainly explained the significance of agricultural insurance and policy-oriented agricultural insurance, and stated the theoretical basis of this paper.This paper points out the difference between policy-oriented agricultural insurance and commercial agricultural insurance and explains that this paper will take policy-oriented agricultural insurance as the research point.The third part is to analyze the agricultural development history, the present situation and the existing problems of policy agricultural insurance management in Henan Province.The fourth part is to compare the development model and current situation of agricultural insurance in America, France, Japan and Shanghai, Jiangsu and Inner Mongolia, and draw lessons from its successful experience.The fifth part of the author from the government level, underwriting institutions and the public level to Henan policy-oriented agricultural insurance development ideas and suggestions.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.66

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