江西农业保险研究

发布时间：2018-04-14 07:27

本文选题：江西 + 农业保险　；参考：《南昌大学》2013年硕士论文

【摘要】：农业在我国的国民经济发展中有着非常重要的地位,中国自古以来就是农业大国,“三农”问题不仅关系到广大农民的切身利益,更关乎到一个国家的稳定与和谐,是关系国计民生的重大问题。中国地域广袤,自然资源丰富,但同时也是自然灾害较为严重的国家之一。国家每年都会为自然灾害造成的农业损失付出沉重的代价。江西作为全国著名的粮食大省之一,每年都深受自然灾害对农产品带来的巨大损失。随着国家政府对“三农问题”日益重视,建立全省乃至全国的农业保险机制势在必得。本文以农业经济学和保险学中的相关理论为依据,分析前人在农业保险制度方面已形成的结果,结合江西省农业保险的实际情况,采取恰当的研究方法进行了深层次的探讨。文章从农业保险的准公共物品理论出发,借鉴比较美国、法国、日本、巴西等发达国家的农业保险的发展模式,对我国及江西农业保险发展现状及存在的问题进行分析,并在此基础上就如何发展江西农业保险提出对策和建议。全文共五章,由绪论、正文、结论三部分组成。第一章,绪论。绪论部分主要包括三个部分,即本文的研究背景和研究意义、国内外关于农业保险的研究现状和文章的思路与研究方法,在文章的创作中,笔者对可能的创新之处也做了说明。第二章,农业保险理论概述。界定保险和农业保险的概念,阐述了两者的含义和两者之间的区别和特征。针对目前在西方发达国家中已经形成的较为完整的农业保险理论进行了探讨,如马克思的农业保险理论、新制度经济理论、福利经济理论等。这些理论在西方国家的农业保险发展过程中起到了至关重要的作用,通过这些理论的研究对发展我国农业保险有重要的借鉴意义。第三章,江西农业保险发展的现状与原因分析。首先,阐述中国农业保险发展的现状,再次,研究分析中国农业发展存在的问题。最后,结合江西省农业保险发展的现实情况及存在的问题,进行了探讨。第四章,国外农业保险发展的经验借鉴。美国、日本、法国三个国家在农业保险体系的构建方面较为完善,文中对这三个国家的农业保险体系进行了全面的分析,并归纳他们各自的发展经验,以期可以对我国的农业保险制度的构建提供借鉴意义。第五章,发展江西农业保险所需的对策研究。主要从政府作为、建立地方农业保险法、保险公司作为等方面进行了探讨,建议采取突出政府主导作用,采取政策性农业保险与互助制保险相结合,加快地方农险保险立法,健全法规制度,建立适合江西省省情的区域农业保险制度,构建多层次、多元化的农业保险体系,加大政府对政策性农业保险扶持力度,设立政策性农业保险监管机构,保险公司完善保险服务体系和开发新险种等措施。
[Abstract]:Agriculture plays a very important role in the national economic development of our country. China has been a big agricultural country since ancient times. The issue of "agriculture, rural areas and farmers" is not only related to the vital interests of farmers, but also to the stability and harmony of a country.Is a major issue related to the national economy and people's livelihood.China is one of the countries with a large area and abundant natural resources, but also one of the most serious natural disasters.Every year, the country pays a heavy price for the agricultural losses caused by natural disasters.Jiangxi, as one of the most famous grain provinces in China, suffers great losses from natural disasters every year.With the national government pay more and more attention to the "three rural issues", it is necessary to establish the agricultural insurance mechanism of the whole province and even the whole country.Based on the relevant theories of agricultural economics and insurance, this paper analyzes the results of the agricultural insurance system of the predecessors, and combines the actual situation of the agricultural insurance in Jiangxi Province, and adopts appropriate research methods to carry on the deep level discussion.Based on the quasi-public goods theory of agricultural insurance, this paper compares the development models of agricultural insurance in developed countries such as the United States, France, Japan, Brazil and so on, and analyzes the present situation and existing problems of agricultural insurance in China and Jiangxi.On this basis, the author puts forward countermeasures and suggestions on how to develop Jiangxi agricultural insurance.The full text consists of five chapters, consisting of three parts: introduction, text and conclusion.Chapter one, introduction.The introduction part mainly includes three parts, that is, the research background and significance of this paper, the present situation of the research on agricultural insurance at home and abroad, the ideas and research methods of the article, the author also explains the possible innovations in the creation of the article.The second chapter is an overview of agricultural insurance theory.This paper defines the concepts of insurance and agricultural insurance, and expounds their meanings, differences and characteristics.This paper probes into the relatively complete agricultural insurance theory which has been formed in the western developed countries, such as Marx's agricultural insurance theory, the new system economy theory, the welfare economy theory and so on.These theories play an important role in the development of agricultural insurance in western countries.The third chapter, Jiangxi agriculture insurance development present situation and the reason analysis.Firstly, the present situation of agricultural insurance development in China is expounded. Thirdly, the problems existing in agricultural development in China are studied and analyzed.Finally, combined with the development of agricultural insurance in Jiangxi Province, the actual situation and existing problems are discussed.The fourth chapter, foreign agricultural insurance development experience.Three countries, the United States, Japan and France, are comparatively perfect in the construction of agricultural insurance system. In this paper, the agricultural insurance system of these three countries is comprehensively analyzed, and their respective development experiences are summarized.In order to provide reference for the construction of agricultural insurance system in China.The fifth chapter, the development Jiangxi agricultural insurance needs the countermeasure research.This paper mainly discusses the establishment of local agricultural insurance law and insurance company as the government, and proposes to adopt the leading role of the government, the combination of policy-oriented agricultural insurance and mutual-aid insurance, and accelerate the legislation of local agricultural insurance.To improve the legal system, to establish a regional agricultural insurance system suitable for the situation in Jiangxi Province, to build a multi-level and diversified agricultural insurance system, to increase government support for policy-oriented agricultural insurance, and to set up a regulatory body for policy-oriented agricultural insurance.Insurance companies to improve the insurance service system and the development of new types of insurance and other measures.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.66

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