我国农业保险研究及发展建议

发布时间：2018-04-14 22:31

本文选题：农业保险 + 农业政策　；参考：《首都经济贸易大学》2014年硕士论文

【摘要】：党的十八大对我国经济社会全局做了宏伟规划，也对金融保险业务的发展做出了重要部署。近年来党中央国务院通过政策支持及推动农业保险发展，特别是在2007年中央财政开展保费补贴。2012年11月12日，国务院又颁布了《农业保险条例》，成为我国农业保险发展史上的里程碑事件，对服务“三农”有着重要的意义。2013年，农业保险原保险保费收入为306.59亿元，我国的农业保险已经是财产保险的第三大险种，保险总量仅次于美国。本文首先介绍了农业保险的相关概念，对其特点进行了阐释，在此理论基础上对农业保险进行了分析，并阐述了其必要性。通过对我国农业保险发展历史和各阶段特点的回顾和总结，提出了影响我国农业保险发展的主要问题。当前，农业保险在世界上得到了很多国家的推广，，并积累了较多成熟经验。本文对美国、法国和日本等发达国家以及印度、菲律宾和墨西哥等发展中国家的农业保险发展情况、政策情况以及历史演变进行研究、对比和总结，为我国农业保险发展提供了参考。最后，通过以上研究，从健全管理制度、提升扶持力度、扩大农业保险需求、提升保险认识、优化保险产品、等方位为我国农业保险事业建设提出建议，形成我国农业保险发展的理论参考和依据。
[Abstract]:The 18th National Congress of the Party has made a grand plan for the overall economic and social situation of our country, and also made important arrangements for the development of financial and insurance business.In recent years, the CPC Central Committee and the State Council have adopted policies to support and promote the development of agricultural insurance, especially in 2007, when the central government launched a premium subsidy. On November 12, 2012,The State Council has also promulgated the regulations on Agricultural Insurance, which has become a milestone event in the history of agricultural insurance in China, and has important significance for serving the "three rural areas". In 2013, the original insurance premium income of agricultural insurance was 30.659 billion yuan.China's agricultural insurance has been the third largest property insurance, the total amount of insurance is second only to the United States.This paper first introduces the related concepts of agricultural insurance, explains its characteristics, analyzes the agricultural insurance on the basis of this theory, and expounds its necessity.Based on the review and summary of the history and characteristics of agricultural insurance development in China, the main problems affecting the development of agricultural insurance in China are put forward.At present, agricultural insurance has been popularized in many countries in the world, and accumulated more mature experience.This paper studies, compares and summarizes the development, policy and historical evolution of agricultural insurance in the developed countries such as the United States, France and Japan, as well as in developing countries such as India, the Philippines and Mexico.It provides a reference for the development of agricultural insurance in China.Finally, through the above research, from the sound management system, enhance support, expand the demand for agricultural insurance, improve the understanding of insurance, optimize insurance products, and other aspects for the construction of agricultural insurance in China,Form our country agriculture insurance development theory reference and basis.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.66

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