关于天津市“农民工”的养老保险研究
发布时间:2018-04-15 16:34
本文选题:“农民工” + 社会保障 ; 参考:《天津财经大学》2013年硕士论文
【摘要】:“农民工”是我国工业化和城市化进程中出现的庞大而又特殊的社会群体,为我国的经济和社会的发展做出了重要贡献。但由于其身份和地位的卑微性,被沦为“沉默的群体”、“无根的群体”、“边缘化的群体”,其社会保障近乎游离于当前社会保障体系之外。因职业和身份的分离,“农民工”既区别于城镇人口也不等同于农村人口,受户籍制度的影响他们不能融入进城镇职工养老保险,又因产业工人的性质也不能纳入到农村养老保险,“农民工”的养老保险一直被排斥在社会养老保险体系之外。解决好“农民工”养老保险问题,不仅牵涉他们自身及其家属今后的养老保障权益,而且关乎到城乡养老保险一体化建设,更是人口老龄趋势下国家抵御各种社会风险的关键所在。基于以上目的,文章在前人研究的基础上,首先对“农民工”的称谓提出置疑,随后从“农民工”社会保障的理论基础、制度安排、各地实践模式等方面进行了探讨。再以天津市“农民工”参加养老保险的状况为切入点,采用实地调查的方法,评析了“农民工”的现状,重点分析了制约“农民工”加入城镇养老保险的因素,其可用四个维度来概括:“农民工”自身方面、其对象--制度设计本身、外部环境的影响以及未来的预期目标。最后根据前述制约因素提出完善新型“农民工”养老保险要遵循广泛保障和分门别类原则,建议“农民工”自我方面要提高参保意识和对制度的认知水平;政府方面应强化宣传,引导“农民工”转变传统的养老观念、承担起相应的财政责任、分类分层保障“农民工”的养老保险权益;企业方面要规范用工制度,加强社会责任感;制度上要适当降低“农民工”的缴费基数和缴费比例、逐步提高统筹层次,统一“碎片式”分立的农民工养老保险模式。
[Abstract]:Migrant workers are a huge and special social group in the process of industrialization and urbanization in China, which has made important contributions to the economic and social development of our country.However, due to its low status and status, it has been reduced to "silent group", "rootless group" and "marginalized group", whose social security is almost free from the current social security system.Because of the separation of occupation and identity, "migrant workers" are not only different from the urban population but also not equal to the rural population. Under the influence of the household registration system, they cannot be integrated into the old-age insurance for urban workers.Because of the nature of industrial workers can not be included in rural pension insurance, "migrant workers" pension insurance has been excluded from the social pension insurance system.To solve the problem of "migrant workers" pension insurance is not only related to their own pension rights and interests of their families in the future, but also to the integration of urban and rural old-age insurance construction.It is also the key to resist all kinds of social risks under the trend of aging population.On the basis of the previous studies, this paper first questioned the appellation of "migrant workers", and then discussed the theoretical basis, institutional arrangement and practice models of social security for "migrant workers".Based on the situation of "migrant workers" participating in old-age insurance in Tianjin, the paper analyzes the status quo of "migrant workers" by field investigation, and analyzes the factors restricting the participation of "migrant workers" in urban old-age insurance.It can be summed up in four dimensions: "migrant workers" themselves, its object-system design itself, the impact of the external environment and the expected goals in the future.Finally, according to the above-mentioned factors, the author puts forward that the old-age insurance of the new type of "migrant workers" should follow the principle of broad protection and classification, and suggest that the self-respect of "migrant workers" should improve their consciousness of participating in the insurance and the level of cognition to the system.The government should strengthen propaganda, guide the "peasant workers" to change the traditional concept of the aged, take up the corresponding financial responsibility, classify and stratify the pension insurance rights and interests of the "migrant workers", and the enterprises should standardize the employment system and strengthen the sense of social responsibility.In the system, the base and proportion of payment should be reduced, the overall level should be raised step by step, and the old-age insurance model of migrant workers should be unified.
【学位授予单位】:天津财经大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F842.67
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