越南农业保险政策的研究

发布时间：2018-04-24 00:22

本文选题：农业保险 + 政策　；参考：《广西师范大学》2014年硕士论文

【摘要】：越南仍然是个发展中国家。在发展中的头一个阶段,农业对政治、经济、社会发展起着极为重要的作用。尽管农业生产总值只占21%GDP但农业解决了900农户以及2100万农民的就业问题。目前农业生产面积占74%全国自然面积。农业生产的效率不高但要面临很多风险,主要有：(1)自然风险如天灾、疾病；(2)农业市场的风险如价格变动和货币膨胀等；(3)资源风险。。。农业生产所面临的风险尤其是自然灾害是阻挡农业可持续发展的主要原因。我们可以通过全社会的努力和农业保险市场以降低农业风险所带来的损害,其中政府、保险企业和农民们应当具有促进该市场发展的积极动态。越南的农业保险市场发展很缓慢。至今参加农业保险的农民数量不客观。对于相当大的一部分农民,农业保险还是很陌生的领域。这也是导致越南实施农业保险不成功的重要原因。世界其他国家的经验显示,发展农业保险会带来以下的效益：(1)恢复和维持财政能力稳定,通过发生保险事件时保险企业向参保人实施保险责任而减少了参保人和参保组织的恐惧；(2)与政府已实施的保险项目相互协调和弥补,减少政府的财政压力以及提高社会资源分配效率；(3)促进农民的贸易活动和生产与经营因为通过参保农民们已有财政保障；(4)农业保险为发展投资创造了一个低成本的筹集资金,促进融资市场发展。按照越南共产党关于三农、新农村发展以及面向现代化商品话农业生产的决议,2011年,政府总理已经颁布“关于试点实施农业保险”的第315QD-TTg号决议,决定为农业保险制定一个明晰的法律框架。目前,按照政府第315QD-TTg号决议的指导精神展开农业保险正在成为热点问题。但是,经过三年试点实施农业保险后,包夜保险还要面临很多问题。
[Abstract]:Vietnam is still a developing country. In the first stage of development, agriculture plays an extremely important role in political, economic and social development. Although agricultural output accounted for only 21%GDP, agriculture solved the employment problem of 900 farmers and 21 million farmers. At present, the agricultural production area accounts for 74% of the natural area of the country. The efficiency of agricultural production is not high, but there are many risks to be faced, mainly: 1) Natural risks such as natural disasters, 2) risks in agricultural markets, such as price changes and currency inflation, etc.) Resource risks. The risk of agricultural production, especially natural disasters, is the main reason that hinders the sustainable development of agriculture. Through the efforts of the whole society and the agricultural insurance market, we can reduce the damage caused by the agricultural risk, in which the government, insurance enterprises and farmers should have a positive dynamic to promote the development of the market. Vietnam's agricultural insurance market is slow to develop. So far, the number of farmers participating in agricultural insurance is not objective. For a large proportion of farmers, agricultural insurance is still a strange field. This is also an important reason for the unsuccessful implementation of agricultural insurance in Vietnam. The experience of other countries in the world shows that the development of agricultural insurance will bring about the following benefits: 1) restoring and maintaining financial stability. By implementing insurance liability to the insured at the time of the insurance incident, the insurance company reduces the fear of the insured and the insured organization) and coordinates and compensates with the insurance projects already implemented by the government. Reduce government financial pressure and increase efficiency in the allocation of social resources) promote farmers' trade activities and production and management, because farmers already have financial security through their participation in agricultural insurance, and create a low-cost financing for investment in development. To promote the development of the financing market. In accordance with the resolutions of the Communist Party of Vietnam on agriculture, rural areas, new rural development and agricultural production for modern commodities, the Prime Minister of Vietnam issued Resolution No. 315QD-TTg on the pilot implementation of Agricultural Insurance in 2011. Decided to establish a clear legal framework for agricultural insurance. At present, the development of agricultural insurance in accordance with the guiding spirit of government resolution 315QD-TTg is becoming a hot issue. However, after three years of pilot implementation of agricultural insurance, night insurance will face a lot of problems.
【学位授予单位】：广西师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F841.36

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