基于城乡统筹视角的我国农村社会养老保险研究

发布时间：2018-05-02 11:46

本文选题：城乡统筹 + 农村社会养老保险　；参考：《中南林业科技大学》2014年硕士论文

【摘要】：构建我国现行农村社会福利制度的一项重要举措就是完善农村社会养老保险制度。从城乡统筹角度进行分析,我国农村社会养老保险的发展还存在着社保基金运营低效、养老金保障水平低、城乡间不同社会养老保险制度间衔接政策缺失、集体补助难以落实、参保率低以及国家层面立法不足等各方面的问题,以上都是我国农村社会养老保险的社会保障作用没有充分发挥的因素。现行我国的社会养老保险制度建立的背景是城乡二元结构,职工基本养老保险制度是城镇养老保险的主题；农村养老保险制度则是基本停留在家庭保障的层次。我国城市和乡村基本养老保险制度差异主要表现为基本养老保险制度的设计不同、参保方式不同、基金筹集模式不同、社会互济功能差异大、保障水平和社会化程度差距大等几个方面。通过统筹城乡发展建立农村社会养老保险制度的目的就是要逐步消除不合理的、过大的城乡保障差距,优化城乡差距扩大化机制运作的环境,为建设城乡社会养老保险制度的良性循环机制和实现城乡共同发展创造条件。同时城乡统筹有利于改变传统的家庭养老模式、促进社会公平,从而是解决农村人口老龄化的需要；城乡统筹能有效椎动城市化和工业化进程,解决农村社会养老保险实施过程中的困难。基于城乡统筹视角分析,农村社会养老保险制度在我国的发展还很不完善。因此如何解决这些问题从而使农村社会养老保险发挥其应有的作用,是我国中央、地方政府和各级部门的当务之急。
[Abstract]:An important measure to construct the current rural social welfare system is to perfect the rural social endowment insurance system. From the perspective of urban and rural overall planning, the development of rural social endowment insurance in China still has low efficiency of social security fund operation, low level of pension security, the lack of linking policies between different social pension insurance systems between urban and rural areas, and the difficulty of implementing collective subsidies. The problems of low participation rate and insufficient legislation at the national level are all factors that have not fully played the role of social security of rural social endowment insurance in our country. The background of the current social endowment insurance system in China is the dual structure of urban and rural areas, the basic pension insurance system for workers is the theme of urban old-age insurance, and the rural old-age insurance system is basically staying at the level of family security. The differences between urban and rural basic old-age insurance systems in China are mainly reflected in the different design of basic old-age insurance system, the different ways of participating in insurance, the different modes of fund raising, and the great differences in the function of social mutual assistance. Guarantee level and socialization degree disparity is big wait a few respects. The purpose of establishing the rural social endowment insurance system through the overall planning of urban and rural development is to gradually eliminate the unreasonable and excessive urban-rural security gap, and optimize the operating environment of the mechanism for widening the urban-rural gap. Create conditions for the construction of a virtuous cycle of urban and rural social endowment insurance system and the realization of urban and rural common development. At the same time, urban and rural planning is conducive to changing the traditional family pension model, promoting social equity, thus solving the needs of the aging of the rural population; urban-rural integration can effectively drive the process of urbanization and industrialization. To solve the difficulties in the implementation of social endowment insurance in rural areas. Based on the analysis of urban and rural overall planning, the development of rural social endowment insurance system in China is not perfect. Therefore, how to solve these problems so as to make the rural social endowment insurance play its due role is the top priority of our central, local government and all levels of departments.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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