湖南农户农业保险需求研究

发布时间：2018-05-04 11:47

本文选题：湖南省 + 农户　；参考：《中南林业科技大学》2013年硕士论文

【摘要】：湖南位于江南,属于长江中游地区,因大部分地域处洞庭湖之南而得名“湖南”；湖南物产富饶,素有“湖广熟,天下足”之誉,是著名的“鱼米之乡”。农业是弱质产业,湖南省的农业生产同样面临着众多的自然灾害和其他风险。农业保险作为一种分散风险、分摊损失的风险管理机制,已受到相关部门的注意。在全省推广农业保险之前,哪些因素影响着农户对农业保险的需求是目前需要解决的问题。国内大多数研究仅仅局限于农业保险的定性探讨,而关于农户对农业保险的需求方面缺乏实证研究。本文即是基于此目的,着重分析影响农户购买农业保险意愿的因素,通过对农户购买意愿的分析,在借鉴国际经验的基础上,提出相应的对策建议。本论文研究内容包括以下六个部分：第一部分简述了本文的选题背景、研究意义和研究动态等；第二部分介绍了本文研究所依据的理论基础；第三部分在对湖南省农业保险发展现状简单介绍的基础上,着重分析了发展中存在的问题；第四部分使用描述性统计分析方法对湖南省农户农业保险需求影响因素进行了统计分析；第五部分使用Logit回归模型对湖南省农户农业保险需求影响因素进行了实证分析,探索具体的影响因素及其影响大小；第六部分在总结前文研究的基础上,得出结论,并提出对策建议。
[Abstract]:Hunan is located in the south of the Yangtze River and belongs to the middle reaches of the Yangtze River. It is named "Hunan" because of the south of Dongting Lake. Agriculture is a weak industry, Hunan Province's agricultural production also faces many natural disasters and other risks. Agricultural insurance as a kind of decentralized risk, loss allocation risk management mechanism, has been concerned by the relevant departments. Before popularizing agricultural insurance in the whole province, what factors influence farmers' demand for agricultural insurance are the problems that need to be solved. Most studies in China are limited to the qualitative analysis of agricultural insurance, but lack of empirical research on the demand of farmers for agricultural insurance. Based on this purpose, this paper analyzes the factors that influence farmers' willingness to purchase agricultural insurance. Through the analysis of farmers' willingness to buy agricultural insurance, and on the basis of drawing lessons from international experience, this paper puts forward corresponding countermeasures and suggestions. The research content of this thesis includes the following six parts: the first part briefly describes the background, significance and research trends of this paper, the second part introduces the theoretical basis of this study; In the third part, on the basis of a brief introduction to the current situation of agricultural insurance development in Hunan Province, the author focuses on the analysis of the problems existing in the development; The fourth part uses the descriptive statistical analysis method to carry on the statistical analysis to the Hunan peasant household agricultural insurance demand influence factor; the fifth part uses the Logit regression model to carry on the empirical analysis to the Hunan farmer agricultural insurance demand influence factor. The sixth part draws a conclusion and puts forward some suggestions on the basis of summarizing the previous research.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.66;F323.89

【参考文献】