广西商业健康保险发展问题研究

发布时间：2018-05-07 18:20

本文选题：广西 + 商业健康保险　；参考：《广西大学》2014年硕士论文

【摘要】：近年来,随着广西经济社会的快速发展,民众的生活水平得到了显著提高,民众开始越加关注健康问题,社会对健康保障方面的需求不断增大,商业健康保险作为社会医疗保障体系的重要组成部分,在民众健康保障方面所扮演的角色越来越重要。在当前“城镇化”“新医改”背景下,广西商业健康保险的发展对于广西经济社会的平稳快速发展也具有重要意义,然而目前广西商业健康保险发展较为滞后,亟需对其进行研究促进其进一步发展。针对其发展的重要性,本文希望通过深入研究进一步了解广西商业健康保险的现状,分析影响广西商业健康保险发展的因素,进而提出一些符合广西实际的商业健康险发展的建设性意见,从而能对广西商业健康保险的发展起到一定促进作用。本文综合运用了文献研究法、定性研究法及定量研究法等分析方法,将全文分为了六个章节。第一章,对于国内外有关商业健康保险的研究成果进行了梳理归纳,为本文研究广西商业健康保险市场提供了坚实可靠的理论基础。第二章,对商业健康保险的概念及类别进行了概况总结,有利于加深对商业健康保险的认知。第三章,从供求两个方面分别对可能影响商业健康保险的因素进行归纳分析,为下文进行实证分析做出铺垫。第四章,针对广西商业健康保险现状,分析目前广西商业健康保险发展取得的成绩及存在的问题。第五章,通过搜集相关数据,构建VAR模型对可能影响广西商业健康保险发展的因素进行了实证分析,并对实证结论进行了讨论。第六章,在前面章节的研究基础上,从政府和保险公司层面提出促进广西商业健康保险发展的建设性意见。
[Abstract]:In recent years, with the rapid development of Guangxi's economy and society, the standard of living of the people has been significantly improved, people began to pay more and more attention to health issues, and the social demand for health security has been increasing. As an important part of social medical security system, commercial health insurance plays a more and more important role in public health insurance. Under the background of "urbanization" and "new medical reform", the development of Guangxi's commercial health insurance is also of great significance to the steady and rapid development of Guangxi's economy and society. However, the development of Guangxi's commercial health insurance is lagging behind at present. It is urgent to study it to promote its further development. In view of the importance of its development, this paper hopes to further understand the current situation of commercial health insurance in Guangxi through in-depth research, and analyze the factors that affect the development of commercial health insurance in Guangxi. Some constructive suggestions on the development of commercial health insurance are put forward, which can promote the development of commercial health insurance in Guangxi. In this paper, the literature research method, qualitative research method and quantitative analysis method are comprehensively used, and the full text is divided into six chapters. In the first chapter, the research results of commercial health insurance at home and abroad are summarized, which provides a solid and reliable theoretical basis for the study of Guangxi commercial health insurance market. In the second chapter, the concept and category of commercial health insurance are summarized, which is helpful to deepen the cognition of commercial health insurance. The third chapter summarizes the factors that may affect commercial health insurance from the two aspects of supply and demand, paving the way for the empirical analysis below. The fourth chapter, according to Guangxi commercial health insurance present situation, analyzes the present Guangxi commercial health insurance development achievement and the existence question. In the fifth chapter, by collecting relevant data, we construct VAR model to analyze the factors that may affect the development of commercial health insurance in Guangxi, and discuss the empirical conclusions. Chapter six, on the basis of the research in the previous chapters, puts forward some constructive suggestions to promote the development of Guangxi commercial health insurance from the level of government and insurance company.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.684

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