玉米气象指数保险纯费率厘定的实证研究——以河北省为例

发布时间：2018-05-11 20:29

本文选题：气象指数保险 + 纯费率厘定　；参考：《河南农业科学》2013年04期

【摘要】：以1993-2010年河北省各市玉米单产和气象因素的面板数据,构建面板数据模型,推算各市气象单产数据,并运用单产分布模型厘定各市玉米气象指数保险纯费率,以期为河北省玉米气象指数保险的发展提供理论及技术支持。研究表明:各市玉米气象指数保险的纯费率普遍偏高,介于2.40%～8.50%,且各市间纯费率差别较大,纯费率最高的张家口市高出最低的秦皇岛市3倍多,这与河北省的玉米种植风险实际情况一致,说明气象指数保险理论具有可行性,这将为我国农业保险的发展提供一个新的思路和方法。
[Abstract]:Based on the panel data of maize yield per unit yield and meteorological factors from 1993 to 2010 in Hebei Province, a panel data model was constructed to calculate the meteorological unit yield data of each city, and the net insurance rate of maize meteorological index was determined by using the distribution model of unit yield. In order to provide theoretical and technical support for the development of corn meteorological index insurance in Hebei Province. The results show that the net rate of maize meteorological index insurance is generally higher in every city, which is between 2.400.0.50%, and there is a big difference between the cities. Zhangjiakou city, which has the highest pure rate, is more than three times higher than Qinhuangdao city, which has the lowest pure rate. This is consistent with the actual situation of maize planting risk in Hebei Province, which shows that the theory of meteorological index insurance is feasible, which will provide a new idea and method for the development of agricultural insurance in China.
【作者单位】：河北农业大学经济贸易学院;河北大学经济学院;
【基金】：河北省社会科学基金项目(HB12YJ095) 河北农业大学社科基金项目教育部人文社会科学基金项目(12YJAZH138)
【分类号】：F842.6

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