四川平安机动车保险管理的风险评估及策略研究

发布时间：2018-05-25 23:46

本文选题：四川平安保险公司 + 机动车保险　；参考：《西南交通大学》2017年硕士论文

【摘要】：从我国保险市场的现状不难得出,车险业务在我国保险公司中占比较高。在中小型公司中尤为明显。由于车险属于管理型险种,因此机动车辆保险风险的管控直接关系到车险经营效益的好坏,甚至影响到保险公司的盈利状况以及在保险市场上的生存与可持续发展问题。本文以机动车保险管理风险识别和应对为研究主题,通过对四川省平安保险公司车辆保险管理业务风险的识别、分析以及应对策略研究,探寻其风险类型、影响程度以及如何防止风险发生所带来的损害。具体内容如下:首先,本文阐述了论文的研究背景和研究意义,并通过国内外相关文献进行了归纳总结,基于此提出了本文的研究内容与思路。然后,对四川平安公司机动车辆保险的发展现状进行了分析,为后文机动车保险业务风险分析提供了评价指标。其次,应用模糊层次法对四川平安公司机动车辆保险风险因素进行了定量评估,获得了该公司现有车辆保险管理风险因素对于企业经营的影响权重,以及公司现有风险管理水平。最后,针对前文对四川平安公司机动车辆保险风险因素分析所得到的结果,提出了相应的风险管理措施和建议,以保证该项目的有效运行。
[Abstract]:It is not difficult to draw a conclusion from the present situation of insurance market in China that auto insurance accounts for a high proportion in Chinese insurance companies. This is particularly evident in small and medium-sized companies. Because the automobile insurance belongs to the management type, the risk control of the motor vehicle insurance is directly related to the operation benefit of the vehicle insurance, and even affects the profit condition of the insurance company and the survival and sustainable development in the insurance market. In this paper, the risk identification and response of motor vehicle insurance management as the research theme, through the identification, analysis and coping strategy of the risk of vehicle insurance management of Ping an Insurance Company in Sichuan Province, explore its risk types. The extent of the impact and how to prevent the damage caused by the risk. The specific contents are as follows: first, this paper describes the research background and significance of the paper, and through the relevant literature at home and abroad are summarized, based on which the research content and ideas are put forward. Then, the development status of motor vehicle insurance in Sichuan Ping an Company is analyzed, which provides an evaluation index for the risk analysis of motor vehicle insurance business in Sichuan Ping an Company. Secondly, the fuzzy hierarchy method is applied to quantitatively evaluate the risk factors of Sichuan Ping an Company's motor vehicle insurance, and the weight of the existing risk factors of vehicle insurance management to the operation of the company is obtained. And the company's current risk management level. Finally, according to the results obtained from the analysis of the risk factors of Sichuan Ping an Company's motor vehicle insurance, the corresponding risk management measures and suggestions are put forward to ensure the effective operation of the project.
【学位授予单位】：西南交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.634

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