辽宁省新型农村养老保险制度实施效果研究

发布时间：2018-05-27 23:34

本文选题：辽宁“新农保” + 缴费与给付　；参考：《沈阳师范大学》2013年硕士论文

【摘要】：新型农村养老保险（以下简称“新农保”）制度目前尚处在试点阶段，有关“新农保”制度的财政支持模式、资金供给、制度实施的有效需求等尚处于探索阶段，本文通过“新农保”制度基本的评价指标体系，依据层次分析法的基本原理来确定指标对辽宁“新农保”制度实施效果的权重加以排序。排序主要以公平性、有效性、可持续性、保障的适度水平以及制度的可衔接性等表现特征为原则，结合国家以及辽宁统计年鉴数据，相应计算得出全国各省市“新农保”制度实施效果的排序表。在此基础上，论文通过辽宁与其它省份实施状况做比较，同时结合辽宁省试点地区“新农保”制度实施的具体情况，来评估辽宁省“新农保”制度的实施效果。研究发现：“新农保”的保障标准，辽宁省在全国居中等水平，尽管与北京、上海、天津、江苏等省市尚有较大的差距，，但从相关变量的因素分析看，“新农保”制度在辽宁省具有制度的可持续性和与其他农村保障制度的可衔接性，这说明“新农保”制度在辽宁的后续发展潜力较大。此外，由于辽宁“新农保“制度的有效性和保障的水平方面明显偏低，特别是养老保险的个人缴费率和参保覆盖率，养老金的替代率、待遇给付水平等指标上问题凸显。通过分析,笔者认为：辽宁“新农保“制度的实施是初见成效的，但缴费层级设计形式单一，缺乏灵活的缴费方式设计；财政补贴和待遇给付的低水平，使得农民投保的积极性不高，覆盖率低等问题是辽宁“新农保”制度急需解决的问题。对此,本文的政策性建议是：在不断增加的政府财政补贴的基础上,设置灵活的缴费模式,通过养老待遇指数化的弹性调整机制,促进“新农保”制度与其它保障制度的整合与衔接,是辽宁省有效实施“新农保”制度的前提条件。
[Abstract]:The system of new rural old-age insurance (hereinafter referred to as "new agricultural insurance") is still in the pilot stage. The financial support model of the "new agricultural insurance" system, the supply of funds, the effective demand for the implementation of the system are still in the exploratory stage. This paper is based on the basic principle of the "new agricultural insurance" system and the basic principles of the analytic hierarchy process. To determine the weight of the index to the effect of the implementation of the "new agricultural insurance" system in Liaoning, the ranking is mainly based on the principle of fairness, effectiveness, sustainability, the moderate level of security and the cohesion of the system. According to the data of the national and Liaoning statistical yearbook, the "new agricultural insurance" system in various provinces and cities of the country is calculated. On the basis of this, the paper compares the situation of Liaoning with other provinces, and evaluates the implementation effect of the "new agricultural insurance" system in Liaoning Province in combination with the specific situation of the implementation of the "new agricultural insurance" system in the pilot region of Liaoning province.
The study found that: the standard of "new agricultural insurance", Liaoning province in the middle of the country and other levels, although there is a large gap with Beijing, Shanghai, Tianjin, Jiangsu and other provinces and cities, but from the factors related to the factors analysis, the "new agricultural insurance" system in Liaoning has the sustainability of the system and the other rural security system can be connected, which shows that The "new agricultural insurance" system has a great potential for follow-up development in Liaoning. In addition, due to the obvious low level of the effectiveness and security of the "new agricultural insurance" system in Liaoning, especially the individual payment rate and coverage rate of the pension insurance, the replacement rate of the pension and the level of payment, and so on.
Through the analysis, the author believes that the implementation of the "new agricultural insurance" system in Liaoning is the first effect, but the design forms of the payment hierarchy are single and lack of flexible payment methods. The low level of financial subsidies and treatment gives the peasants' enthusiasm for insurance is not high, and the low coverage is the urgent problem to be solved in the "new agricultural insurance" system in Liaoning. The policy recommendations of this article are: on the basis of the increasing government financial subsidies, the flexible payment mode is set up, and the integration and connection of the "new agricultural insurance" system and other guarantee systems is promoted through the flexible adjustment mechanism of the pension treatment index. It is the prerequisite for the effective implementation of the "new agricultural insurance" system in Liaoning.
【学位授予单位】：沈阳师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

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