山西省农村社会养老保险水平评估及对策研究

发布时间：2018-05-28 17:17

本文选题：农村社会养老保险水平 + 评估　；参考：《山西财经大学》2017年硕士论文

【摘要】：我国的人口老龄化不仅发展迅速,而且有着不断加深的趋势。因此,如何才能更好的实施养老保障就显得尤为重要。由于我国的社会养老保险制度一直呈现着城乡二元结构的特点,所以城镇与农村之间在制度的发展上存在着很大的差距。目前,山西省的社会养老保险制度同样面临着城乡之间差距过大的问题,其中农村社会养老保险制度各个方面都有待进一步的提高。所以,本文将对现阶段山西省农村社会养老保险水平进行深入的分析和研究,这对完善山西省农村社会养老保险制度有着极其重要的意义。本文在研究过程中,首先查阅与山西省农村社会养老保险水平相关的文献,按照不同的研究内容对其进行分类、描述和归纳,以便充分了解现有研究成果的进展。同时,进一步对农村社会养老保险水平涉及到的相关概念和相关理论基础进行界定和归纳。其次,对山西省农村社会养老保险制度的发展历程和发展现状进行定性分析。再次,从宏观层次上对山西省农村社会养老保险水平进行了全面彻底的评估,不仅从纵向研究了历年山西省农村社会养老保险水平,还从横向对其和全国农村社会养老保险水平、部分省份的农村社会养老保险水平、山西省城镇社会养老保险水平进行了比较研究。除此之外,还对山西省农村社会养老保险适度水平进行了测算,确定了适度水平的区间,然后将其和山西省农村社会养老保险的实际水平作了比较研究,得出结论:现阶段山西省农村社会养老保险水平处于不适度的范围且水平较低。最后,针对山西省农村社会养老保险水平较低进行了成因分析,得出是政府财政投入力度不够、参保人的个人缴费不足、养老保险基金增值困难这三方面原因造成的。并且根据这三个成因,一一对应的提出加大政府财政支出、积极引导激励缴费、扩大基金投资渠道这三个具有针对性的对策建议。
[Abstract]:China's aging population not only develops rapidly, but also has a deepening trend. Therefore, how to better implement pension security is particularly important. Because the social endowment insurance system of our country has been showing the characteristics of urban-rural dual structure, there is a big gap between the urban and rural areas in the development of the system. At present, the social old-age insurance system in Shanxi Province is also faced with the problem of excessive gap between urban and rural areas, among which all aspects of rural social endowment insurance system need to be further improved. Therefore, this article will carry on the thorough analysis and the research to the present stage Shanxi Province countryside social endowment insurance level, this has the extremely important significance to the consummation Shanxi Province countryside social endowment insurance system. In the course of the research, this paper first looks up the literature related to the level of rural social old-age insurance in Shanxi Province, classifies, describes and induces it according to different research contents, in order to fully understand the progress of the existing research results. At the same time, the related concepts and related theoretical basis of rural social endowment insurance level are further defined and summarized. Secondly, the development process and current situation of rural social endowment insurance system in Shanxi Province are qualitatively analyzed. Thirdly, the level of rural social old-age insurance in Shanxi Province has been comprehensively and thoroughly evaluated from the macro level, not only from the longitudinal study of the level of rural social old-age insurance in Shanxi Province over the years. The level of rural social old-age insurance in some provinces and the level of urban social old-age insurance in Shanxi Province are also studied in this paper. In addition, the appropriate level of rural social old-age insurance in Shanxi Province is measured, and the range of appropriate level is determined, and then the actual level of rural social old-age insurance in Shanxi Province is compared with that of Shanxi Province. Conclusion: at present, the level of rural social endowment insurance in Shanxi Province is in an inappropriate range and the level is low. Finally, the paper analyzes the causes of the low level of rural social endowment insurance in Shanxi Province, and concludes that the three reasons are insufficient government financial input, insufficient individual payment of the insured and difficulties in increasing the value of pension insurance fund. And according to these three causes, one by one corresponding to the increase of government financial expenditure, actively guide the payment of incentives, expand the fund investment channels these three targeted countermeasures.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.67;F323.89

【参考文献】