TPY财产保险酒泉公司风险管理研究

发布时间：2018-05-30 07:07

本文选题：风险管理 + 财产保险　；参考：《兰州大学》2014年硕士论文

【摘要】：风险管理已经发展成为企业管理中一个具有相对独立职能的管理领域,在围绕企业的经营和发展目标方面,风险管理和企业的经营管理、战略管理一样具有十分重要的意义。作为经营风险的保险公司,在承担保险风险的同,也存在不可避免的经营风险。面临激烈的市场竞争、严格的法律法规监管、日益开放的互联网市场、推陈出新的保险产品和保障范围、波动的金融市场投资环境等挑战,财产保险公司经营活动的风险性也在日趋提升。良好的风险管理有助于保险公司降低经营风险,实现可持续发展,推动公司价值提升基于风险管理的目标,本论文主要从TPY财产保险酒泉公司经营管理活动中的风险识别、风险分类、风险评价以及风险控制上着手,通过对TPY财产保险酒泉公司在酒泉财产保险市场近年来的发展情况,探索其经营管理活动过程中遇到风险成因、风险大小、风险可能给公司带来的损失、风险的可控性以及风险的控制方法,并对暴露出来的显著风险及其后果进行剖析,旨在为TPY财产保险酒泉公司经营管理者提供清晰的风险框架,并通过管理活动有效化解和防范经营风险,提升公司竞争能力和发展能力。
[Abstract]:Risk management has developed into a relatively independent management field in enterprise management. In terms of management and development objectives, risk management and enterprise management, strategic management is of great significance. As a business risk, the insurance company bears the same insurance risk, there are inevitable business risks. Faced with fierce market competition, strict laws and regulations supervision, increasingly open Internet market, the emergence of new insurance products and the scope of protection, the fluctuating financial market investment environment and other challenges, Property insurance companies are also increasing the risk of operating activities. Good risk management can help insurance companies to reduce risk, achieve sustainable development, and promote the value of the company. Based on the objective of risk management, this paper mainly starts from the risk identification, risk classification, risk evaluation and risk control in the management activities of TPY property Insurance Jiuquan Company. Based on the development of Jiuquan property Insurance Company in recent years, this paper explores the causes of risk, the size of risk, and the loss that risk may bring to the company in the course of its operation and management activities. In order to provide a clear risk framework for the managers of TPY property Insurance Jiuquan Company, the paper analyzes the controllability of risk and the control method of risk, and analyzes the exposed significant risks and their consequences. And through the management activities to effectively resolve and guard against operational risks, enhance the competitiveness and development of the company.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.3;F272.3

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