我国高校体育保险研究

发布时间：2018-06-08 15:40

本文选题：我国 + 高校体育保险　；参考：《中国矿业大学》2014年硕士论文

【摘要】：本文采用文献资料法、案例分析法、问卷调查法、访谈法、数理统计法分析了我国高校体育保险的面向对象以及必要性，对比分析意外伤害险与高校体育保险，并对高校体育保险的构建提出理念以及相关的对策，研究得到以下结论： 1高校体育保险的对象涉及到整个高校，，主要包括高校的老师、高校的学生、高校的体育场馆及器材、高校举办的体育赛事。 2发现我国高校在校学生身体状况每况愈下，加强体育锻炼的同时增加了受伤风险；高校体育老师要承担体育课程所带来的风险和压力，需要寻求高校体育保险的帮助；高校场馆和体育设施器材锻炼的人群多样化，硬件设施遭到损耗使体育风险增大；体育赛事的体育风险也很大需要高校体育保险的存在。 3高校体育保险与意外伤害险相比，高校体育保险比意外伤害险更适合在高校开展，甚至是代替意外伤害险而存在。 4美国的高校体育保险险种全面、保险对象全；日本高校体育保险的立法保障全面，发展我国高校体育保险可以结合我国的具体现状，向美国和日本学习借鉴。 5发展推广我国高校体育保险的对策主要包括这几点：提高高校体育保险的意识，宣扬高校体育保险文化；体育保险要有法可依而且要逐步完善已有的相关法律法规；保险公司实行高校体育保险部分资料共享；我国高校体育保险的定损以及理赔流程不宜过复杂。
[Abstract]:This paper analyzes the object-oriented and necessity of college sports insurance in China by means of literature, case analysis, questionnaire survey, interview and mathematical statistics, and compares the accidental injury insurance with the college sports insurance. The following conclusions are obtained: 1 the object of college sports insurance involves the whole university, including teachers, students, stadiums and equipment. Sports events held by colleges and universities. (2) it is found that the physical condition of college students in our country is getting worse and worse, and that strengthening physical exercise increases the risk of injury at the same time, the college physical education teachers have to bear the risks and pressures brought about by physical education courses, It is necessary to seek the help of college sports insurance, the diversity of the crowd of sports facilities and gymnasiums, and the loss of hardware facilities will increase the risk of sports. The sports risks of sports events also need the existence of college sports insurance. 3 College sports insurance is more suitable to be carried out in colleges and universities than accidental injury insurance. It even exists instead of accidental injury insurance. (4) in the United States, college sports insurance covers all types of insurance and covers all objects; the legislative protection of Japan's college sports insurance is comprehensive, and the development of our country's college sports insurance can be combined with the specific situation in our country. Learn from the United States and Japan. 5 the development and promotion of sports insurance in colleges and universities in China's countermeasures mainly include: to improve the awareness of college sports insurance, promote college sports insurance culture; Sports insurance should have laws and gradually improve the relevant laws and regulations; insurance companies to implement college sports insurance part of the sharing of information; our country's college sports insurance damage and claims process should not be too complex.
【学位授予单位】：中国矿业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.6

【参考文献】