车辆行驶里程对车险赔付支出影响研究

发布时间：2018-06-08 15:11

本文选题：车辆行驶里程 + 车险赔付支出　；参考：《统计与决策》2014年14期

【摘要】：文章选取我国30个省区市2002~2011年的数据,运用面板单位根检验、面板协整检验和FMOLS与DOLS估计方法研究了汽、柴油消费量与车险赔付支出的协整关系,进而验证了车辆行驶里程对车险赔付支出的影响。实证结果表明,从长期来看,汽、柴油消费量与车险赔付支出存在协整关系,车辆行驶里程对车险赔付支出有显著影响;从区域来看,西部地区车险赔付支出对车辆行驶里程的弹性最高,东部其次,中部最低。
[Abstract]:Based on the data from 2002 to 2011 in 30 provinces, regions and cities of China, the co-integration relationship between gasoline and diesel consumption and vehicle insurance compensation expenditure is studied by using panel unit root test, panel cointegration test and FMOLS and DOLS estimation methods. Furthermore, the effect of vehicle mileage on vehicle insurance payout is verified. The empirical results show that, in the long run, there is a cointegration relationship between the consumption of gasoline and diesel oil and the insurance payout, and the mileage of the vehicle has a significant impact on the payout of vehicle insurance. The western region has the highest elasticity to the vehicle mileage, the east second, the middle part the lowest.
【作者单位】：中南财经政法大学金融学院;
【基金】：中南财经政法大学人才引进基金资助项目(31541210508)
【分类号】：F842.6

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