石家庄市新型农村社会养老保险政策问题研究

发布时间：2018-06-11 23:21

本文选题：新型农村社会养老保险 + 政策　；参考：《中南林业科技大学》2014年硕士论文

【摘要】：随着我国人口老龄化进程不断加快,老人安全、老人保障问题引发了社会广泛关注,而且我国有8亿多的农村人口,在城乡二元化结构长期存在的情况下,农民获得的社会保障与城镇居民相比较为薄弱,农村养老保障问题越发严峻,为此党中央、国务院决定加强新时期农村养老保障工作,建立新型农村社会养老保险制度。新型农村社会养老保险是按照“保基本、广覆盖、有弹性、可持续”的原则,由个人缴费、集体补助、政府补贴三方筹资,实行社会统筹与个人账户相结合,保障农村居民老年基本生活的制度。实施新型农村社会养老保险制度是国家又一重大惠农政策,对提高农民养老保障水平,建设社会主义新农村,促进城乡公共服务均等化,维护社会的稳定具有重大意义。然而,建立和执行新型农村社会养老保险制度是一项非常复杂的系统工程,而我国新型农村社会养老保险制度还处于初级阶段,在执行过程中会遇到许多困难和问题。河北省石家庄市新型农村社会养老保险试点县(市)新农保的参保率较高,但个人选择的缴费标准普遍偏低,少部分人没有对政策进行深入的了解；缺乏相应的激励措施,中年人以及青年农民入保的积极性不高；集体补助没有到位,财政方面存在着很大的压力等。所以,政府应该加大力度对新农保的相关政策进行宣传,使党以及国家的这些惠民政策能够真正的深入人心；增高新农保补贴的标准,合理增设不同的个人缴费的档次,激励农民长缴多缴,激发中年以及青年农民入保的热情：大力推进集体经济的发展,进一步建立健全相关的法律法规以及相关制度,保证农民能够顺利得到新农保下发的集体补助,打通政府财政方面的压力释放的通道,促进新农保的健康、快速、稳定的发展,以使农民能够“老有所养”。
[Abstract]:With the accelerating process of aging of population in China, the security of the elderly and the security of the elderly have aroused widespread concern in the society. Moreover, there are more than 800 million rural population in our country, under the condition that the urban-rural dual structure has existed for a long time. Compared with the urban residents, the social security obtained by farmers is relatively weak, and the problem of rural old-age security is becoming more and more serious. Therefore, the Central Committee of the Party and the State Council have decided to strengthen the work of rural old-age security in the new period and to establish a new rural social old-age insurance system. The new rural social endowment insurance is based on the principle of "basic protection, wide coverage, flexibility and sustainability", which is financed by individual contributions, collective subsidies and government subsidies. A system to ensure the basic livelihood of rural residents in old age. The implementation of the new rural social old-age insurance system is another important policy for the benefit of farmers. It is of great significance to improve the level of rural old-age security, to build a new socialist countryside, to promote the equalization of urban and rural public services, and to maintain social stability. However, the establishment and implementation of the new rural social old-age insurance system is a very complex system engineering, but the new rural social old-age insurance system in China is still in the primary stage. In the process of implementation, many difficulties and problems will be encountered. In Shijiazhuang, Hebei Province, the participation rate of the new rural social endowment insurance pilot counties (cities) is relatively high, but the individual choice of payment standards is generally low. A small number of people do not have a deep understanding of the policy; lack of corresponding incentives, middle-aged and young farmers are not high enthusiasm for insurance; collective subsidies have not been put in place, there is great financial pressure and so on. Therefore, the government should step up its efforts to publicize the relevant policies of the new rural insurance, so that these policies of the party and the state can truly take root in the hearts of the people; raise the standard of subsidies for the new rural insurance; and rationally increase the levels of individual contributions. To encourage farmers to pay more, to stimulate the enthusiasm of middle-aged and young farmers to join the insurance system: to vigorously promote the development of the collective economy, and to further establish and improve relevant laws and regulations and related systems. To ensure the farmers can get the collective subsidy of the new rural insurance smoothly, open the channel of the pressure release of the government finance, promote the healthy, fast and stable development of the new rural insurance, so that the farmers can "the old and secure the security".
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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