湖北省财产保险公司经营绩效评价研究

发布时间：2018-06-19 15:10

本文选题：财产保险 + 绩效评价　；参考：《武汉理工大学》2013年硕士论文

【摘要】：财产保险公司经营绩效水平是财产保险公司经营情况的“风向标”,能较好发现财产保险公司经营发展中存在的主要问题,为公司制定战略决策,提高经营业绩提供依据。从公司内外部环境和利益主体来看,科学的衡量经营绩效水平是现代企业制度的客观要求,也是财产保险公司能否获批进入资本市场融资的必要条件,同时财产保险公司的经营绩效如何,直接关系着广大参与主体的利益。因此一套比较系统的衡量绩效水平的解决方案非常重要。本文通过制定财产保险公司经营绩效相关指标体系,探索构建的思想和原则,而后构建一套能够综合反映财产保险绩效的指标体系,并运用科学合理的综合评价方法,计算出财产保险公司的经营绩效数量度量值,最后全面分析各财产保险公司的经营绩效差异的原因,并在此基础上提出政策性意见。本文运用层次分析法与变异系数法等主客观相结合的方法,进行定性分析与定量分析,采取横向指标与纵向指标合理搭配,进行指标选取和处理并合理赋权,研究各指标对评价目标的影响程度及相互关系,从而构建科学的评价体系：然后以湖北省财产保险公司为实证研究对象,采用科学合理的综合评价方法得出湖北省财产保险公司2009—2011年的经营绩效的相对大小,分析湖北省财产保险发展的趋势。第一章主要介绍研究的目的与意义,明确研究的问题,概括国内外研究现状,在此基础上拟定研究的主要方法,构架文章的逻辑结构。第二章主要阐释保险、财产保险、企业绩效的内涵、特征,并对企业经营绩效的主要理论进行梳理,最后介绍研究财产保险公司的经营绩效的主要方法。第三章主要是从定性的角度对湖北省财产保险公司的经营绩效进行抽象研究。基本途径为从湖北省财产保险公司发展概况、发展的基本特征。第四章本章遵循绩效评级指标构建的原则与方法,针对财产保险的特征,以价值取向为准绳,从财务绩效、公司治理绩效、组织绩效、市场绩效四个方面建立了财产保险公司的经营绩效评价指标体系,并对多种测度模型进行系统研究,试图建立财产保险绩效评价动态测度模糊测度模型,在此基础上进行财产保险公司综合绩效评价。第五章本章为实证分析,以湖北省财产保险公司经营绩效为实证研究对象,结合相关统计数据和调研资料,运用层次分析法与灰色关联分析法主观与客观相结合对湖北省的财产保险进行综合绩效评价,对湖北省财产保险公司的的发展现状进行定量定位,为进一步提出改进方案做铺垫。第六章本章主要是以湖北省财产保险公司经营绩效评价为切入点,总结湖北财产保险公司发展中存在的问题,凝练财产保险公司经营绩效提升的策略。第七章结论及展望,全面总结全文的研究过程,指出本文的不足之处,并展望财产保险公司未来的发展方向。
[Abstract]:The performance level of the property insurance company is the "vane" of the management situation of the property insurance company. It can find the main problems in the management and development of the property insurance company, and provide the basis for the company to make strategic decisions and improve the operating performance. From the internal and external environment and the benefit main body, the scientific measure of the performance level is the level of management performance. The objective requirement of the modern enterprise system is also the necessary condition for the property insurance company to be approved to enter the capital market financing. At the same time, the performance of the property insurance company is directly related to the interests of the majority of the participants. Therefore, a set of relatively systematic solutions to the performance level is very important. The management performance index system of the risk company, the thought and the principle of construction, and then a set of index system which can reflect the property insurance performance comprehensively, and use the scientific and reasonable comprehensive evaluation method to calculate the quantitative value of the performance of the property insurance company, and then analyze the poor management performance of the property insurance companies. On the basis of these reasons, we put forward policy suggestions.
In this paper, the qualitative and quantitative analysis is carried out by the method of analytic hierarchy process (AHP) and the method of variation coefficient and other subjective and objective methods. After the Hubei property insurance company as the empirical research object, we use the scientific and reasonable comprehensive evaluation method to get the relative size of the performance of the property insurance company of Hubei province from 2009 to 2011, and analyze the trend of the development of property insurance in Hubei province.
The first chapter mainly introduces the purpose and significance of the study, clarifies the problems of the research, summarizes the current research status at home and abroad, and then draws up the main methods of the research on this basis, and constructs the logical structure of the article.
The second chapter mainly explains the connotation and characteristics of insurance, property insurance and enterprise performance, and combs the main theories of business performance, and finally introduces the main methods to study the performance of property insurance companies.
The third chapter is mainly from the qualitative point of view of the performance of Hubei property insurance companies in abstract research. The basic way is the development of the property insurance company in Hubei Province, the basic characteristics of development.
The fourth chapter follows the principles and methods of the construction of performance rating index. According to the characteristics of property insurance and value orientation as the criterion, the performance evaluation index system of the property insurance company is established from four aspects of financial performance, corporate governance performance, organizational performance and market performance, and a systematic study is made on a variety of measurement models. The fuzzy measurement model of property insurance performance evaluation is established, and the comprehensive performance evaluation of property insurance companies is carried out on this basis.
The fifth chapter is an empirical analysis. Taking the performance of Hubei property insurance company as an empirical research object, combined with the relevant statistical data and research data, the comprehensive performance evaluation of property insurance in Hubei province is carried out by combining the analytic hierarchy process and the grey relational analysis method subjective and objective, and the development of the property insurance company in Hubei province is developed. The status quo is quantified, laying the groundwork for further improvement.
The sixth chapter mainly takes the performance evaluation of Hubei property insurance company as the breakthrough point, summarizes the problems existing in the development of Hubei property insurance company, and condensing the strategy of improving the performance of the property insurance company.
The seventh chapter is the conclusion and outlook. It summarizes the research process of the whole paper, points out the deficiencies of this article, and looks forward to the future development direction of property insurance companies.
【学位授予单位】：武汉理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272.3;F842.3

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