保险业服务我国民生建设对策探析

发布时间：2018-06-22 16:10

本文选题：保险业 + 民生建设　；参考：《长春理工大学》2014年硕士论文

【摘要】：随着经济的发展,保险行业也随之产生,它是市场经济发展的产物也是标志,是财富再分配的重要方式。保险业作为一种重要的服务行业,在现代金融业中有着非常重要的地位,其职能主要包括资金融通、社会管理以及经济补偿等,对社会经济的发展有着重大的意义。国民经济中的很大一部分属于保险,保险行业的发展对国民经济的推动作用越来越明显。尤其是其社会管理职能,不仅在开展政府管理工作,稳定社会秩序,促进经济稳健发展等方面发挥了巨大的积极作用,而且对我国构建社会主义和谐社会、全面建设小康社会、切实改善民生等方面起着保驾护航的作用。在风险管理领域,保险业的特殊性在于,其具备了社会管理的职能、经济补偿的职能以及资金融通的职能,是目前风险管理中最基本的一种手段。基于此,我国理应大力发展保险事业,以充分发挥保险业的积极作用。但是就当前的实际情况看来,我国保险业的发展还处于初级阶段,还不能满足和谐社会建设的需求。本文尝试运用历史分析方法和综合分析方法,首先从我国保险业和民生建设相关概念内涵入手,对我国保险业和民生建设之间的关系进行理性认识；其次对我国保险业的发展现状进行分析,提出我国保险业目前存在的主要问题；最后基于马克思主义社会行政管理理论,针对我国保险业的发展现状,给出几点对策建议,以期促进保险业在服务民生建设和构建和谐社会中更大作用的发挥。
[Abstract]:With the development of economy, the insurance industry has emerged, which is the product and symbol of the development of market economy and the important way of redistribution of wealth. As an important service industry, insurance industry has a very important position in modern financial industry. Its functions mainly include fund financing, social management and economic compensation, which is of great significance to the development of social economy. A large part of the national economy belongs to insurance, and the development of insurance industry plays a more and more important role in promoting the national economy. In particular, its social management function not only plays a great positive role in carrying out government management work, stabilizing social order and promoting the steady development of economy, but also plays an important role in building a harmonious socialist society and building a well-off society in an all-round way. Improve the people's livelihood and other aspects of the protection of the role of escort. In the field of risk management, the particularity of insurance industry is that it has the function of social management, the function of economic compensation and the function of financing, which is the most basic means of risk management at present. Based on this, our country should vigorously develop insurance industry, in order to give full play to the positive role of the insurance industry. However, the development of insurance industry in our country is still in the primary stage, which can not meet the needs of the construction of a harmonious society. This article attempts to use the historical analysis method and the comprehensive analysis method, first from our country insurance industry and the people's livelihood construction related concept connotation, carries on the rational understanding to our country insurance industry and the people's livelihood construction relations; Secondly, this paper analyzes the current situation of the insurance industry in China, and puts forward the main problems existing in the insurance industry in China. Finally, based on the Marxist theory of social administration, the author puts forward some countermeasures and suggestions for the development of the insurance industry in China. In order to promote the insurance industry to serve the people's livelihood and build a harmonious society play a greater role.
【学位授予单位】：长春理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：D632;F842

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