山西省基本养老保险一体化可行性分析

发布时间：2018-06-24 05:31

本文选题：基本养老保险 + 一体化　；参考：《山西财经大学》2013年硕士论文

【摘要】：作为社会保障制度体系当中最为重要的制度安排，养老保障制度的不断完善与可持续发展是政府和国民的共同期盼，也是影响整个社会和谐稳定发展的基础。当前的基本养老保障制度包括城镇职工基本养老保险制度、城镇居民养老保险制度和农村基本养老保险制度，但各项养老保险制度未能相互通联、有效衔接，参保人员工作地、居住地发生变化后，保险难以延续，在一定程度上影响了劳动力的正常流动。加之受城乡二元结构和地区经济发展水平差异的影响，出现了不同制度间养老保险待遇差距悬殊的情况，对社会的和谐稳定产生了消极影响。及时推进基本养老保险一体化，，是缩小养老保险待遇差距的有效措施。但全国基本养老保险一体化的整体实现尚需时日，而现阶段的省级统筹效果又未能实现养老保险制度设计的初衷，代际公平和互助共济的社会经济效果并不理想。本文试图在理论上将全省的基本养老保险制度作为一个有机统一的整体加以规划，并借鉴其他发达地区的有益实践和经验，在山西省推行适合本地区的基本养老保险一体化，以消除养老保险省内分割局面，继而可在未来顺应形势、适时融入基本养老保险全国一体化框架，最终实现全国一体化的基本养老保险制度。
[Abstract]:As the most important institutional arrangement in the system of social security system, the continuous improvement and sustainable development of the old-age security system are the common expectations of the government and the national. It is also the basis for the harmonious and stable development of the whole society. The basic old-age security system includes the basic old-age insurance system for urban workers and the old-age insurance for urban residents. The insurance system and the basic old-age insurance system in rural areas, but the pension insurance system has not been linked to each other, the effective link up, the insured workers' work and the change of residence, insurance is difficult to continue, to a certain extent, affect the normal flow of labor. In addition, the impact of the two yuan structure and the regional economic development level differences in urban and rural areas, appeared. The disparity of pension benefits between different systems has a negative impact on social harmony and stability.
Promoting the integration of basic pension insurance in time is an effective measure to narrow the pension insurance gap. However, the overall realization of the integration of the national basic pension insurance will take some time, and the current level of provincial overall planning has failed to realize the original intention of the design of the pension insurance system, and the social and economic effects of intergenerational equity and mutual assistance are not ideal. The article tries to plan the basic endowment insurance system of the province as an organic unified whole in theory, and draws on the beneficial practice and experience of other developed areas, to carry out the integration of basic endowment insurance suitable for the local area in Shanxi Province, in order to eliminate the split situation in the provincial endowment insurance, and then adapt to the situation in the future. Finally, the basic old-age insurance system of the national integration should be implemented in the framework of national integration of basic old-age insurance.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.67

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