南昌市东湖区城镇居民基本医疗保险制度运行研究

发布时间：2018-06-25 03:19

本文选题：城镇居民 + 城镇居民基本医疗保险　；参考：《南昌大学》2014年硕士论文

【摘要】：城镇居民非从业人员长期以来作为一个弱势群体，当中有相当一部分人群没有稳定的收入，因制度安排相对滞后，医疗开支多数由自己全额负担，加之个人经济收入有限，在面对当前尚未得到彻底根治的“看病难，看病贵”的问题，一旦有了大病，其医疗费用将完全由个人或家庭来承担，“因病致贫，因病返贫”的现象时有发生，既不利于家庭的幸福美满，还不利于社会和谐发展。自2007年7月启动城镇居民基本医疗保险试点工作以来，经过7年多来的发展，已在全国范围内实现覆盖，建立起以大病统筹为主的城镇居民基本医疗保险制度，将职工基本医疗保障制度未能覆盖到的城镇居民全部纳入了基本医疗保障制度范围内。本文以东湖区城镇居民基本医疗保险制度运行为研究对象，通过分析医保制度、问卷调查和访谈等方式，重点通过对东湖区城镇居民基本医疗保险制度运行情况和参保居民进行问卷调查和访谈，从而获得参保居民对东湖区城镇居民基本医疗保险制度的认知情况、满意度、评价、期待等第一手资料，进而对制度执行中的出现的一些问题等进行了总结分析，探究问题产生的原因和根源，并据此提出完善东湖区城镇居民医疗保险制度的一些具体对策和建议。
[Abstract]:For a long time, urban non-employees have been a vulnerable group, and a considerable number of them do not have a stable income. Because of the relative lag in the institutional arrangements, most of the medical expenses are borne by themselves in full, and the personal economic income is limited. In the face of the problem of "it is difficult and expensive to see a doctor" which has not been thoroughly cured at present, once there is a serious illness, its medical expenses will be borne entirely by the individual or the family. The phenomenon of "causing poverty due to illness and returning to poverty due to illness" occurs from time to time. It is not conducive to the happiness of the family, but also not conducive to the harmonious development of society. Since the launching of the pilot work of basic medical insurance for urban residents in July 2007, after more than seven years of development, the basic medical insurance system of urban residents has been established in the whole country, which is mainly concerned with serious illness. The urban residents who can not be covered by the basic medical insurance system are brought into the scope of the basic medical security system. This paper takes the operation of the basic medical insurance system of urban residents in Donghu District as the research object, through the analysis of the medical insurance system, questionnaires and interviews, etc. Through the investigation and interview of the basic medical insurance system of urban residents in Donghu District and the residents participating in the insurance, the cognition, satisfaction and evaluation of the basic medical insurance system of the urban residents in the East Lake region can be obtained by means of questionnaires and interviews. Expecting firsthand data, and then summarizing and analyzing some problems arising in the implementation of the system, and exploring the causes and causes of the problems. Based on this, the author puts forward some concrete countermeasures and suggestions for perfecting the medical insurance system of urban residents in the East Lake region.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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