我国农业保险市场的发展策略研究

发布时间：2018-06-26 21:02

本文选题：农业保险 + 农业增收　；参考：《山东社会科学》2013年05期

【摘要】：本文在梳理世界范围内农业保险发展策略,总结理论论述的基础上,通过实证检验证实了当前我国政府介入的、以农业保险补贴为主的发展策略使得农业保险市场发展与农业增产之间缺乏良性互动。长期来看,不具有可持续性。农业保险的发展需借鉴国际经验,运用农业生产风险的金融管理策略,政府在为农业保险市场提供补贴的同时,也应在基础设施建设、农村部门分类、农业风险融资和农业风险评估这四个方面增加适当的制度供给。通过优化供给,诱导需求,使农业保险与农业增收相互促进,增强农业保险市场发展的持续性。
[Abstract]:On the basis of combing the development strategy of agricultural insurance in the world and summarizing the theoretical discussion, this paper confirms the current intervention of our government through empirical test. The development strategy of agricultural insurance subsidies makes the development of agricultural insurance market and agricultural production lack of positive interaction. In the long run, it is not sustainable. The development of agricultural insurance should draw lessons from international experience and apply the financial management strategy of agricultural production risk. While providing subsidies to the agricultural insurance market, the government should also classify the agricultural insurance market in infrastructure construction and rural sector. The four aspects of agricultural risk financing and agricultural risk assessment are to increase the appropriate institutional supply. Through optimizing supply and inducing demand, agricultural insurance and agricultural income increase mutually promote each other, strengthen the sustainability of agricultural insurance market development.
【作者单位】：北京师范大学经济与资源管理研究院;
【分类号】：F842.6

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