手续费率监管有无必要

发布时间：2018-06-28 09:33

  本文选题：手续 + 费率　； 参考：《中国金融》2013年10期

【摘要】：正1978～2006年,财政部通过制定保险代理手续费率上限的方式,一直将代理手续费率纳入行政管制范围。2006年,财政部颁布《金融企业财务规则》,取消了这一限制。但政府部门是否应该对代理手续费率进行监管,仍然是保险业长期争论的焦点话题,还未形成共识。监管必要性的两点商榷手续费率监管目标的合理性。有观点认为,在保险费率严格管制的条件下,保险市场竞争主要体现为手续费率竞争,为维护市场秩序、防止恶
[Abstract]:From 1978 to 2006, the Ministry of Finance, by making the upper limit of the insurance agency fee rate, has always brought the agency fee rate into the scope of administrative control. In 2006, the Ministry of Finance promulgated the Financial rules for Financial Enterprises and abolished this restriction. But whether the agency fee rate should be regulated by the government is still the focus of the insurance industry for a long time, there is no consensus. Two points about the necessity of supervision the reasonableness of the aim of the supervision of handling fee rate. It is believed that under the condition of strict control of insurance rate, the competition in the insurance market is mainly reflected in the competition of handling fee rate, in order to maintain market order and prevent evil.
【作者单位】： 厦门保监局;
【分类号】：F842
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本文编号：2077534