让你的保单动起来

发布时间：2018-06-28 10:12

本文选题：抵押贷款 + 保单现金价值　；参考：《财会月刊》2013年36期

【摘要】：正说起保单,现在很多家庭或多或少都有几份保单。不管是意外险还是健康险,大家的保险意识明显增强了许多。不过,并不是所有买了保险的人,都对保单的功能很了解。保单抵押贷款利率略高于同期银行贷款利率保单抵押贷款是投保人把所持有的保单直接抵押给保险公司,按照保单现金价值的一定比例获得资金的一种融资方式。要说保单能够贷款,想必大家最为关心的应该是保单贷款的额度、时间与利率。
[Abstract]:There are many families more or less all more or less insurance policies. The insurance awareness has increased significantly, whether it is accident risk or health insurance. However, not all those who have bought insurance have a good understanding of the function of the policy. The interest rate of the mortgage loan is slightly higher than that of the bank loan interest rate policy. The person holds the policy directly to the insurance company, in accordance with a certain proportion of the cash value of the policy to obtain a financing way. To say that the policy can loan, it is necessary for everyone to be most concerned about the amount of the insurance policy, time and interest rate.
【分类号】：F842.6

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