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河北省新型农村社会养老保险扩面研究

发布时间:2018-09-06 16:55
【摘要】:2009年我国新型农村社会养老保险试点工作正式启动,河北省于2009年11月确立了首批试点县(市、区)。河北省作为传统的农业大省,农村人口众多,人口年龄结构失衡,经济发展不平衡,使得河北省迫切需要实施并扩展新农保的覆盖面,运用现代社会保障制度与传统的土地保障、家庭保障相结合,更好地保障农村老年人的养老需要。 本文主要分析河北省新型农村社会养老保险试点实施的现状,分析河北省新型农村社会养老保险扩面中面临的问题,保障河北省新型农村社会养老保险扩面的有效实施,使农民实现老有所养。通过分析河北省新型农村社会养老保险扩面中面临的问题,提出解决对策,使河北省新型农村社会养老保险又快又好的稳步发展,保障河北省新型农村社会养老保险扩面的有效进行,使农民没有后顾之忧。并通过对策实施推动河北省新型农村社会养老保险扩面的进行,进一步促进河北省新型农村社会养老保险的全覆盖,确保农民基本生活,推动农民减贫和逐步缩小城乡差距。 本文研究新型农村社会养老保险扩面进程中的问题主要包括以下几个方面:政府宣传不到位,农民的参保意愿难以维持;养老金待遇偏低,对农民缺乏持久吸引力;农村养老保险体系“碎片化”严重,制度衔接难度增加;基层管理服务体系不健全,管理能力严重不足;新农保捆绑条例不可取,影响农民参保积极性。并在文章最后针对河北省新农保扩面进程中存在的问题提出相应的解决对策,主要包括:加强对新农保制度的宣传,使其深入人心;因地制宜保证集体补助,保障农民养老需求;增加政府财政投入,,提高养老金替代率;加快制度衔接机制,实现与其他制度的有效衔接;完善服务体系,提升整体服务体系;取消捆绑条例,提高农民参保积极性;借鉴国外经验,完善我国新农保制度等。
[Abstract]:In 2009, the pilot work of new rural social endowment insurance was officially launched, and Hebei Province established the first pilot counties (cities, districts) in November 2009. As a traditional agricultural province, Hebei Province has a large rural population, an unbalanced population age structure and an unbalanced economic development, which makes Hebei urgently need to implement and expand the coverage of new rural insurance. By using modern social security system and traditional land security and family security, the old-age needs of the elderly in rural areas can be better protected. This paper mainly analyzes the status quo of the pilot implementation of the new rural social endowment insurance in Hebei Province, analyzes the problems faced in the expansion of the new rural social old-age insurance in Hebei Province, and guarantees the effective implementation of the new rural social old-age insurance in Hebei Province. Enable farmers to achieve a sense of security. By analyzing the problems in the expansion of the new rural social old-age insurance in Hebei Province, the author puts forward some countermeasures to make the new rural social old-age insurance in Hebei develop steadily and quickly. To ensure the effective expansion of the new rural social endowment insurance in Hebei Province, so that farmers have no worries. And through the implementation of countermeasures to promote the expansion of the new rural social endowment insurance in Hebei Province, further promote the new rural old-age insurance coverage, ensure the basic life of farmers, promote poverty reduction and gradually reduce the gap between urban and rural areas. This paper studies the problems in the process of expanding the new rural social endowment insurance, including the following aspects: the government propaganda is not in place, the farmers' willingness to participate in insurance is difficult to maintain, the pension treatment is low, lack of lasting attraction to farmers; The rural old-age insurance system is "fragmented" and difficult to link up; the grass roots management service system is not perfect and the management ability is seriously insufficient; the new rural insurance binding regulation is not desirable, which affects the enthusiasm of farmers to participate in insurance. At the end of the article, the author puts forward the corresponding solutions to the problems existing in the process of expanding the new rural insurance system in Hebei Province, including: strengthening the propaganda of the new rural insurance system, making it deeply rooted in the hearts of the people; ensuring collective subsidies according to local conditions. To ensure the farmers' demand for the aged; to increase the government financial input and raise the pension replacement rate; to speed up the institutional linkage mechanism and realize the effective linkage with other systems; to perfect the service system and to upgrade the overall service system; and to abolish the binding regulations. Improve the enthusiasm of farmers to participate in insurance; learn from foreign experience, improve our new rural insurance system.
【学位授予单位】:河北大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F323.89;F842.67

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