基金管理公司中社保基金的投资风险管理研究

发布时间：2018-09-07 16:02

【摘要】：随着社会人口老龄化进程的加快,养老金收支失衡问题越发突出,这极大地制约了当前社会保障体系的建立,甚至可能造成引起社会动荡的不确定性。为了弥补社保基金尤其是养老金收支失衡所造成的缺口,社保基金投资应运而生。根据国家相关规定,社保基金在满足日常支出之后,可以将多余的社保基金委托给基金管理公司进行多元投资来避免资金贬值,这也在一定程度上可以缓解社保基金收支失衡的问题,最大化社保基金的利用率。然而,基金管理公司中社保基金在投资的过程中不可避免的会有风险,特别是随着通货膨胀和人口老龄化趋势等因素的加剧,金融投资工具种类不断增多,大大增加了新时期基金管理公司中社保基金投资风险管理的难度。在这样的背景下,如何才能做好社保基金管理公司中社保基金投资风险的防范与控制是当前值得深入探究的重要课题。本文在对基金管理公司中社保基金投资风险管理方面的相关理论进行详细剖析的基础上,分析了当前社保基金在委托的基金管理公司中的投资情况和风险特征,然后重点就基金管理公司中社保基金的投资风险评价和风险防控对策进行了深入探究,以期让基金管理公司中的社保基金能够在保证安全性、流动性的前提下顺利投资运营。
[Abstract]:With the acceleration of the aging process of the social population, the imbalance of pension income and expenditure becomes more and more prominent, which greatly restricts the establishment of the current social security system, and may even lead to the uncertainty of social unrest. In order to make up for the gap caused by the imbalance of social security fund, especially pension income and expenditure, the investment of social security fund came into being. According to the relevant state regulations, after the social security fund meets its daily expenses, it can entrust the surplus social security fund to the fund management company to carry out multi-yuan investment to avoid the depreciation of the fund. To some extent, it can alleviate the imbalance of social security fund income and expenditure, and maximize the utilization rate of social security fund. However, social security funds in fund management companies will inevitably have risks in the process of investment. Especially with the increase of inflation and population aging trend, the types of financial investment instruments are increasing. It greatly increases the difficulty of risk management of social security fund investment in fund management companies in the new period. Under such background, how to prevent and control the investment risk of social security fund in the social security fund management company is an important subject worth exploring deeply at present. Based on the detailed analysis of the theory of risk management of social security fund investment in the fund management company, this paper analyzes the investment situation and risk characteristics of the current social security fund in the entrusted fund management company. Then the investment risk evaluation and risk prevention and control countermeasures of social security fund in fund management company are discussed deeply, in order to make the social security fund in fund management company be able to invest and operate smoothly under the premise of ensuring safety and liquidity.
【学位授予单位】：新疆大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39;F842.61

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