山东省菏泽市城乡居民社会养老保险基金运行安全问题研究

发布时间：2018-10-05 08:31

【摘要】：2014年2月7日国务院常务会议确定了,在已基本实现新型农村社会养老保险、城镇居民社会养老保险覆盖的基础上,建立全国统一的城乡居民基本社会养老保险制度。截至到2013年底,全国新型农村社会养老保险和城镇居民养老保险的参保人数已达4.98亿人,随着城乡居民社会养老保险制度的不断完善,参加社会保险制度的人口将日益增多。根据2013年全国社会保险基金决算分析报告的数据显示,全国城乡居民社会养老保险基金,收入同比增长9%,支出增幅则高达18%,收支增幅差距比较大。同时随着我国人口老龄化的不断加剧,城乡居民社会养老保险基金未来收支平衡将面临巨大的压力。所以,保障城乡居民社会养老保险基金运行的安全性已成为城乡居民社会养老保险制度稳定发展的首要目标。本文拟在研究城乡居民社会养老保险基金运行安全问题的背景、相关概念界定、国内外研究现状以及其理论基础上,对菏泽市城乡居民社会养老保险基金面临的风险进行分析。在对国家统计数据和社会调查获得数据深入分析和研究的基础上,探讨菏泽市城乡居民社会养老保险基金在筹集层面、投资层面、管理层面和支付层面所存在的风险,对面临的风险有一个宏观把握。在对菏泽市城乡居民社会养老保险基金运行现状宏观把握的基础上,找出菏泽市城乡居民社会养老保险基金安全运行所面临的问题。并对这些问题进行深入分析,把握产生这些问题的原因,找出目前菏泽市城乡居民社会养老保险基金运行存在的主要问题,提出实现城乡居民社会养老保险基金安全运营的具体对策。以期为如何避免将来菏泽市城乡居民社会养老保险基金收支的失衡,以及确保菏泽市社会养老保险基金支付能力的可持续发展,提供一定的借鉴基础,确保社会养老保险制度稳定发展。
[Abstract]:On February 7, 2014, the executive meeting of the State Council decided to establish a unified national basic social endowment insurance system for urban and rural residents on the basis of the new type of rural social old-age insurance and the coverage of urban and rural residents' social old-age insurance. By the end of 2013, the number of new rural social old-age insurance and urban residents' old-age insurance has reached 498 million. With the continuous improvement of urban and rural residents' social old-age insurance system, the number of people participating in the social insurance system will increase day by day. According to the analysis of the final accounts of the National Social Insurance Fund in 2013, the income of the National Social Endowment Insurance Fund for Urban and Rural residents increased by 9 percent over the same period last year, while the increase in expenditure was as high as 18 percent, with a large gap between income and expenditure. At the same time, with the aging of population in China, the balance of income and expenditure of the social endowment insurance fund of urban and rural residents will face great pressure in the future. Therefore, to ensure the security of the social pension insurance fund of urban and rural residents has become the primary goal of the stable development of the social pension insurance system of urban and rural residents. Based on the study of the background, the definition of related concepts, the current research situation and the theoretical basis of the social pension insurance fund for urban and rural residents, this paper analyzes the risks faced by the social pension insurance fund of urban and rural residents in Heze City. Based on the in-depth analysis and research on the national statistical data and the data obtained from the social survey, this paper discusses the risks of the social pension insurance fund for urban and rural residents in Heze in the aspects of raising, investment, management and payment. Have a macro grasp of the risks you face. On the basis of macroscopically grasping the present situation of social endowment insurance fund for urban and rural residents in Heze City, this paper finds out the problems faced by the safe operation of social pension insurance fund for urban and rural residents in Heze City. And deeply analyze these problems, grasp the causes of these problems, and find out the main problems existing in the operation of social pension insurance fund for urban and rural residents in Heze. This paper puts forward the concrete countermeasures to realize the safe operation of social pension insurance fund for urban and rural residents. In order to avoid the imbalance of income and expenditure of social endowment insurance fund of urban and rural residents in Heze city in the future, and to ensure the sustainable development of social endowment insurance fund's ability to pay in Heze city, this paper provides a certain reference basis. To ensure the steady development of the social endowment insurance system.
【学位授予单位】：甘肃农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F842.67

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