山西省失业保险基金运行问题研究

发布时间：2018-10-23 13:32

【摘要】：就业乃民之根本。我国经济进入L型增长后,为进一步深化改革,开始进行产业的转型升级。山西省作为煤炭大省,在经历转型时期的阵痛时,失业与再就业问题成为民生关注焦点,而失业保险制度与基金研究对解决失业与再就业问题具有重要意义,本文从山西省失业保险制度分析入手,对失业保险基金的运行情况进行了研究。通过对过去十五年来基金收入、支出、结余与管理情况的对比分析,以及结合政策调整对未来十年基金收入、支出、结余进行的发展趋势预测,总结出山西省失业保险基金运行存在着结余过高且增速过快、结余变化趋势与经济形势不匹配、支出水平偏低的问题,且按照当前的政策力度,这样的问题将在未来一段时间内持续存在。本文从基金来源与用途两方面分析了导致上述问题的原因,来源方面的原因包括:高失业风险人群的参保率较低、固定缴费率降低缴费主体积极性、失业保险基金统筹层次较低;用途方面的原因包括:失业金发放水平偏低,不能满足失业者基本的生活保障、失业金发放灵活性较差,导致参与领取失业金人数要低于城镇登记失业人数、社会再就业培训体系不健全,失业保险基金对于再就业支出比重偏低以及失业人员申请失业金的积极性不高。从失业保险制度层面入手,找到了失业保险基金整体运行的完善方向:需要扩大山西省失业基金的覆盖范围,建立失业保险基金缴费率调节机制,提高失业保险基金统筹层次,调整失业保险金给付标准与期限,规范失业保险基金信息化管理,使失业保险基金更加健康、可持续的运行,充分发挥其保生活、促就业的根本作用。
[Abstract]:Employment is the foundation of the people. After our country economy enters L-type growth, in order to further deepen the reform, begin to carry on the industry transformation and upgrade. As a big coal province, unemployment and re-employment have become the focus of people's livelihood in Shanxi Province, and the study of unemployment insurance system and fund is of great significance to solve the problem of unemployment and re-employment. Based on the analysis of unemployment insurance system in Shanxi Province, this paper studies the operation of unemployment insurance fund. Through the comparative analysis of fund income, expenditure, balance and management in the past 15 years, as well as the forecast of the development trend of fund income, expenditure and balance in the next decade in the light of policy adjustments, It is concluded that the running of unemployment insurance fund in Shanxi Province has the problems of excessive balance and excessive growth rate, mismatch of balance trend with economic situation, low level of expenditure, and according to the current policy intensity, Such problems will persist for some time to come. This paper analyzes the causes of the above problems from the sources and uses of the fund. The reasons include the low participation rate of the people with high unemployment risk and the lower enthusiasm of the payers at the fixed contribution rate. The unemployment insurance fund has a lower level of co-ordination; the reasons for its use include: the low level of unemployment benefits, the inability to meet the basic livelihood security of the unemployed, and the lack of flexibility in the payment of unemployment benefits. As a result, the number of people participating in receiving unemployment benefits is lower than that of urban registered unemployment, the training system of social re-employment is not perfect, the proportion of unemployment insurance fund to re-employment expenditure is low, and the enthusiasm of unemployed people to apply for unemployment benefit is not high. Starting from the level of unemployment insurance system, the author finds out the perfect direction of the whole operation of unemployment insurance fund: it is necessary to expand the coverage of unemployment fund in Shanxi Province, establish a mechanism to regulate the contribution rate of unemployment insurance fund, and raise the overall planning level of unemployment insurance fund. We should adjust the standard and time limit of unemployment insurance payment, standardize the information management of unemployment insurance fund, make the unemployment insurance fund run healthily and sustainably, give full play to its fundamental function of protecting life and promoting employment.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.61

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