无为县城乡居民基本养老保险制度运行问题与对策研究

发布时间：2018-10-29 11:33

【摘要】：进一步完善新型农村养老保险制度是严格执行党的十八大精神,加快建设城乡一体化保障体系的一项重大措施,是可以转变我国二元制结构和解决农民养老问题的一项重要举措。我国自2009年进行新农保的试点工作,历时七年。2014年新农保制度与城镇养老保险制度的合并,形成了城乡居民基本养老保险制度并且运行两年多,农村养老保险快速发展的同时有着很大的成绩。安徽省近年来城乡老年化现象严重,所以全面推行城乡居民基本养老保险制度势在必行。安徽省无为县是我国城居保试点地区之一,在各级人员的推进下,城居保工作有着明显的进步,但是,也暴露出了一些问题。本文以无为县城居保制度实施过程中的做法为研究对象,探索政策在运行中存在的问题以及问题出现的原因,最后为完善无为县城居保制度运行情况提出对策。本文在主体结构上主要分为六大部分。第一部分主要是对文章的研究背景、研究意义、文献综述、研究思路、研究方法以及可能存在的创新点和不足进行阐述。第二部分是从相关概念进行界定,分别是城居保相关概念包括老农保、新农保、城镇居民养老保险以及城乡居民养老保险的概念进行界定,同时对城居保所涉及的理论包括福利经济学、公共产品以及可持续理论进行阐述。第三部分列举了一些无为县城居保制度运行的主要做法和主要成就,正是这些积极的手段才能不断加快无为县城居保制度的有效运行,同时在做法和成就中根据自己的思考发现问题,为后文中分析制度运行的问题做了铺垫。第四部分是分析无为县城居保制度运行中出现的问题,从宏观着手的同时对无为县自身做法不断的进行反思,认识到自身在制度推行过程中存在的一系列问题。第五部分主要是对无为县城居保制度存在的问题进行原因分析,只有明白问题的原因,才可以为解决问题提供方法和思路。第六部分是根据以上提到的问题,从补贴制度、基层建设、参保机制以及管理能力的拔高等方面提出一系列相应的对策,旨在积极的解决无为县城乡居民养老保险制度在运行中的问题,为制度的进一步完善和发展提出思路。随着我国老龄化问题的不断加重,运行合乎实际的养老保险制度,彻底地解决农民的养老问题,以农民的权益为出发点,可以维护农民的切身利益。对促进社会公平正义以及解决人口老龄化问题也有着重要意义。
[Abstract]:Further improving the new rural old-age insurance system is a major measure to strictly implement the spirit of the 18th CPC National Congress and speed up the construction of a urban-rural integrated security system. It is an important measure to change the structure of dual system and solve the problem of peasant pension. The pilot work of new rural insurance in China has been carried out for seven years since 2009. The combination of the new rural insurance system and the urban old-age insurance system in 2014 has formed the basic old-age insurance system for urban and rural residents and has been running for more than two years. The rapid development of rural endowment insurance at the same time has a lot of achievements. In recent years, the phenomenon of urban and rural aging in Anhui Province is serious, so it is imperative to carry out the basic old-age insurance system for urban and rural residents. Wuwei County in Anhui Province is one of the pilot areas in our country. With the promotion of personnel at all levels, the work of urban housing insurance has made obvious progress, but some problems have also been exposed. This paper takes the practice of Wuwei County City Residential Insurance system as the research object, explores the problems existing in the operation of the policy and the causes of the problems, and finally puts forward some countermeasures to improve the operation of Wuwei County Urban Residential Insurance system. This paper is divided into six parts in the main structure. The first part is the research background, significance, literature review, research ideas, research methods and possible innovative points and shortcomings. The second part is to define the related concepts, including the old rural insurance, the new rural insurance, the urban residents pension insurance and the urban and rural residents pension insurance. At the same time, the related theories of urban housing insurance include welfare economics, public goods and sustainable theory. The third part lists some of the main practices and achievements of the Wuwei County Urban Residential Insurance system. It is these positive measures that can continuously speed up the effective operation of Wuwei County Urban Residential Insurance system. At the same time, according to their own thinking, we find problems in the practice and achievements, which pave the way for the later analysis of the system operation. The fourth part is to analyze the problems in the operation of Wuwei County housing insurance system, from the macro point of view, at the same time to constantly reflect on the practices of Wuwei County, realize their own in the implementation of the system in the process of a series of problems. The fifth part mainly analyzes the causes of the problems existing in Wuwei County. Only by understanding the reasons of the problems can we provide methods and ideas for solving the problems. In the sixth part, according to the problems mentioned above, a series of corresponding countermeasures are put forward from the aspects of subsidy system, grass-roots construction, the mechanism of participating in insurance and the improvement of management ability. The purpose is to solve the problem of urban and rural residents' endowment insurance system in Wuwei County, and put forward some ideas for the further improvement and development of the system. With the aggravation of the aging problem in our country, it is possible to maintain the vital interests of the peasants by running the old-age insurance system in accordance with the reality and solving the problem of the peasants' old-age support thoroughly, taking the farmers' rights and interests as the starting point. It is also of great significance to promote social equity and justice and to solve the problem of population aging.
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.67

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