健康保险健康发展的路径探析
发布时间：2018-11-19 17:05
【摘要】：目的:分析健康保险发展的基本历程、健康保险健康发展面临的问题及解决问题的出路。方法:对健康保险的发展历程、现状及存在的问题,主要运用文献分析法、实地访谈法等方法获取相关资料,进行分析研究。结果:我国健康保险缺乏"健康发展"的核心内涵,健康保险的公平性欠缺,基本医疗保险与商业健康保险的协同性不足,还存在一些影响发展的具体问题。结论:促进健康保险的健康发展,需要更新健康保险的发展理念和内涵,推动健康保险制度的公平性建设,促进基本医疗保险与商业健康保险的协同发展,多措并举推动健康保险健康发展。
[Abstract]:Objective: to analyze the basic course of the development of health insurance, the problems that health insurance faces and the ways to solve the problems. Methods: the development course, present situation and existing problems of health insurance were analyzed and studied by the methods of literature analysis, field interview and so on. Results: China's health insurance lacks the core connotation of "healthy development", the equity of health insurance is deficient, the synergy between basic medical insurance and commercial health insurance is insufficient, and there are still some specific problems affecting the development. Conclusion: in order to promote the healthy development of health insurance, it is necessary to renew the concept and connotation of health insurance, to promote the fairness of health insurance system, and to promote the coordinated development of basic medical insurance and commercial health insurance. More measures should be taken to promote the healthy development of health insurance.
【作者单位】： 潍坊医学院公共卫生与管理学院;中国平安人寿保险股份有限公司潍坊中心支公司;
【基金】：2016年度山东省社会科学规划项目“健康保险一本通”(编号:16CKPJ17) 山东省社科联2014年度社科普及与应用重点项目“医疗保障简明读本”(编号:14-KPZZ-19) 山东省社科联2012年度社科普及与应用重点项目“全民健保,病有所医-山东省基本医疗保障制度解读”(编号:12-KPZC-25)
【分类号】：F842.6;R197.1
[Abstract]:Objective: to analyze the basic course of the development of health insurance, the problems that health insurance faces and the ways to solve the problems. Methods: the development course, present situation and existing problems of health insurance were analyzed and studied by the methods of literature analysis, field interview and so on. Results: China's health insurance lacks the core connotation of "healthy development", the equity of health insurance is deficient, the synergy between basic medical insurance and commercial health insurance is insufficient, and there are still some specific problems affecting the development. Conclusion: in order to promote the healthy development of health insurance, it is necessary to renew the concept and connotation of health insurance, to promote the fairness of health insurance system, and to promote the coordinated development of basic medical insurance and commercial health insurance. More measures should be taken to promote the healthy development of health insurance.
【作者单位】： 潍坊医学院公共卫生与管理学院;中国平安人寿保险股份有限公司潍坊中心支公司;
【基金】：2016年度山东省社会科学规划项目“健康保险一本通”(编号:16CKPJ17) 山东省社科联2014年度社科普及与应用重点项目“医疗保障简明读本”(编号:14-KPZZ-19) 山东省社科联2012年度社科普及与应用重点项目“全民健保,病有所医-山东省基本医疗保障制度解读”(编号:12-KPZC-25)
【分类号】：F842.6;R197.1
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