中国农村养老保障发展研究

发布时间：2018-11-24 18:13

【摘要】：伴随着社会的高速发展,中国人口老龄化问题日益凸显。特别是对占中国人绝大多数的农村人口而言,“老有所养”是他们十分关心的问题。然而,随着农村经济的发展以及农村人口结构的改变,中国农村养老保障面临诸多困境。发现和分析中国农村养老保障所面临的问题,并提出有效的对策建议是现在亟需解决的重要问题。本文主要采用比较和定性定量等方法,对以下五个方面进行了研究：第一,对中国农村养老保障问题的研究背景和意义进行了介绍,分析了国内外农民养老保障的研究现状；第二,对农村养老保障的基本理论进行了简述,为下文的研究提供了理论基础；第三,对中国农村养老保障存在的问题进行了细致地分析,主要从中国农村养老保障总体水平偏低,存在区域差异性,社会性和福利性欠缺,基金管理欠佳,制度不稳定等几个方面问题进行了剖析,突出中国农村养老保障改革的必要性及迫切性；并且以吉林省为例具体分析了吉林省农村养老保障情况；第四,针对于中国农村养老保障的需求,制定出农村养老保障的发展目标和其发展思路,形成构建目标；第五,在上述研究基础上,提出了进一步推进和完善中国农村养老保障建设的具体措施,一是提高对农村养老保障的认识,二是完善农村养老保障长效机制,三是改善农村养老保障融资机制,四是提高农村养老保障统筹能力,五是增强农村养老基金的保值增值能力,六是加大对农村养老保障的监督力度,最后是提出规范养老保险运作,以保障中国农民对于养老的需求。
[Abstract]:With the rapid development of society, the problem of aging population in China has become increasingly prominent. Especially for the majority of Chinese rural population, the "sense of security" is a matter of great concern to them. However, with the development of rural economy and the change of rural population structure, rural old-age security in China faces many difficulties. It is urgent to find and analyze the problems faced by rural old-age security in China and put forward effective countermeasures and suggestions. This paper mainly adopts the methods of comparison and qualitative and quantitative analysis to study the following five aspects: first, the research background and significance of rural old-age security in China are introduced, and the current research situation of rural old-age security at home and abroad is analyzed. Second, the basic theory of rural old-age security is briefly described, which provides a theoretical basis for the following research; Thirdly, the problems of rural old-age security in China are analyzed in detail, mainly from the following aspects: the overall level of rural old-age security is low, there are regional differences, social and welfare deficiencies, and fund management is poor. The system instability and other aspects are analyzed to highlight the necessity and urgency of rural old-age security reform in China; And take Jilin Province as an example to analyze the situation of rural old-age security in Jilin province; fourth, to meet the needs of rural old-age security in China, to formulate the development goals of rural old-age security and its development ideas, to form a construction goal; Fifthly, on the basis of the above research, the author puts forward some concrete measures to further promote and perfect the construction of rural old-age security in China, one is to improve the understanding of rural old-age security, the other is to improve the long-term mechanism of rural old-age security. The third is to improve the financing mechanism of the rural old-age security, the fourth is to improve the overall ability of rural old-age security, the fifth is to enhance the ability of maintaining and increasing the value of the rural pension funds, and the sixth is to strengthen the supervision of the rural old-age security. Finally, it puts forward to standardize the operation of pension insurance to ensure the demand of Chinese farmers for the aged.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

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