农业技术培训方式对棉花种植农户保险购买行为的影响分析——基于新疆1726个样本农户的实证调查

发布时间：2018-12-16 03:23

【摘要】：以新疆13个县市1726户棉花种植农户为研究对象,采用统计检验方法分析不同技术培训方式下农户保险购买行为的差异,利用计量经济方法探究影响棉农保险购买行为关键因素。研究结果表明,农业技术培训抑制了棉花种植农户农业保险购买行为;在不同农业技术培训方式下棉花种植农户的农业保险购买行为有显著区别,随着农业技术培训程度的加深,棉花种植农户的农业保险购买率越低;农户的年龄、文化水平、种植经验、是否是村干部、非农劳动力占比和家庭到乡镇距离对棉花种植农户农业保险购买行为产生显著影响。基于此,建议在以政府为主导的前提下,协调保险公司、农业技术培训组织、棉农等多方利益主体,确保农户通过农业技术培训提高棉花种植技术水平的条件下,积极购买农业保险,达到增加农业产出的目的,为减少经济损失提供双重保障。
[Abstract]:Taking 1726 cotton farmers in 13 counties and cities of Xinjiang as the research object, this paper analyzes the difference of farmers' insurance purchase behavior under different technical training methods by using statistical test method, and explores the key factors influencing cotton farmers' insurance purchase behavior by means of econometric method. The results show that agricultural technology training inhibits the purchase of agricultural insurance by cotton farmers. There are significant differences in the purchase behavior of agricultural insurance among cotton farmers under different ways of agricultural technology training. With the deepening of agricultural technology training, the purchase rate of agricultural insurance of cotton planting farmers is lower. The farmers' age, education level, planting experience, whether they are village cadres, the proportion of non-farm labor force and the distance between family and township have a significant influence on the purchase behavior of agricultural insurance for cotton planting farmers. Based on this, it is suggested that under the premise of taking the government as the leading factor, coordinating various stakeholders such as insurance companies, agricultural technology training organizations, cotton farmers, and so on, to ensure that farmers can raise the level of cotton planting technology through agricultural technical training. Actively purchase agricultural insurance, achieve the purpose of increasing agricultural output, and provide double protection for reducing economic losses.
【作者单位】：新疆农业大学经济与贸易学院;
【基金】：国家自然科学基金项目(71463058)“新形势下新疆棉区农业社会化服务体系的创新与扶持政策研究” 新疆农业大学自治区级产学研联合培养研究生示范基地项目(xjaucxy-yjs-20152023)
【分类号】：F326.12;F842.66

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