大同市失地农民养老保险问题研究
发布时间：2019-02-08 21:09
【摘要】：随着工业化和城镇化的不断推进，大量农民土地被征用，城市便产生了特殊的群体——失地农民。相关的失地农民社会问题成为关注热点，失地农民养老保障问题成为其核心内容。 本文依据福利经济学、社会公正理论、征地补偿理论，从资金筹集、保障对象、待遇水平、基金管理和制度衔接这五方面阐述了大同市失地农民养老保险的现状、问题及原因分析。具体总结出大同市失地农民养老保险存在资金筹集压力大、待遇水平低、基金保值增值难、制度衔接不合理、制度不统一、相关法律不完善的问题。结合当地实际，分析得出农民收入水平低、征地补偿不合理、政府投入不足和管理机制不健全等因素影响大同市失地农民养老保险制度运行。 借鉴国外失地农民养老保险制度的先进经验，以及国内失地农民养老保险的成功经验，分析大同市失地农民养老保险制度建设的问题：加强农村养老保险的立法、扩大覆盖面和建立与我国国情相适应的失地农民养老保险制度，，促进大同市失地农民社会养老保险制度的完善和可持续性发展的建设。 在实证分析的基础上，提出大同市失地农民养老保险的可持续发展的政策建议。加强参保宣传，增强失地农民的参保意识，扩大大同市失地农民养老保险制度覆盖面；加大政府支持力度，保障失地农民基本养老生活；提高征地补偿标准，不断规范土地利用管理；拓宽筹资渠道，多元化进行投资运营，实现基金增值保值；提高养老保险的统筹层次，倡导家庭养老和个人商业保险养老，实现多支柱养老；加强立法，完善相关法律法规，以法律强制保障失地农民的合法权益。
[Abstract]:With the development of industrialization and urbanization, a large number of farmers have been expropriated, and the city has produced a special group-land-lost farmers. The related social problems of land-lost farmers become the focus of attention, and the problem of the old-age security of landless farmers becomes its core content. Based on the theory of welfare economics, social justice, land expropriation and compensation, this paper expounds the present situation of endowment insurance for landless peasants in Datong City from five aspects: fund raising, object of protection, level of treatment, fund management and system convergence. Problem and cause analysis. This paper summarizes the problems of the endowment insurance of land-lost peasants in Datong city, such as the pressure of raising funds, the low level of treatment, the difficulty of maintaining and increasing the value of the fund, the unreasonable connection of the system, the disunity of the system, and the imperfection of the relevant laws. Combined with the local reality, it is concluded that the low income level of farmers, unreasonable compensation for land requisition, inadequate government investment and imperfect management mechanism affect the operation of the old-age insurance system for land-lost farmers in Datong City. Based on the advanced experience of the land-lost farmers' endowment insurance system abroad and the successful experience of the domestic land-lost farmers' endowment insurance system, this paper analyzes the problems in the construction of the land-lost peasants' old-age insurance system in Datong: strengthening the legislation of the rural old-age insurance, Expanding the coverage and establishing the land-lost farmers' endowment insurance system in accordance with the national conditions of our country, and promoting the improvement and sustainable development of the social endowment insurance system for land-lost farmers in Datong City. On the basis of empirical analysis, this paper puts forward some policy suggestions on the sustainable development of endowment insurance for land-lost farmers in Datong City. Strengthen the propaganda of participating in the insurance, strengthen the consciousness of the peasants who lost land, expand the coverage of the old-age insurance system of the land-lost peasants in Datong city, increase the government support, and ensure the basic life of the landless peasants. Raise the compensation standard of land requisition, regulate the land use management continuously, widen the financing channel, carry on the investment operation in diversification, realize the fund increment and maintain the value; Improve the overall level of pension insurance, advocate family pension and personal commercial insurance pension, achieve multi-pillar pension; strengthen legislation, improve the relevant laws and regulations, legally compulsory protection of the legitimate rights and interests of landless farmers.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F323.89;F842.67
本文编号：2418795
[Abstract]:With the development of industrialization and urbanization, a large number of farmers have been expropriated, and the city has produced a special group-land-lost farmers. The related social problems of land-lost farmers become the focus of attention, and the problem of the old-age security of landless farmers becomes its core content. Based on the theory of welfare economics, social justice, land expropriation and compensation, this paper expounds the present situation of endowment insurance for landless peasants in Datong City from five aspects: fund raising, object of protection, level of treatment, fund management and system convergence. Problem and cause analysis. This paper summarizes the problems of the endowment insurance of land-lost peasants in Datong city, such as the pressure of raising funds, the low level of treatment, the difficulty of maintaining and increasing the value of the fund, the unreasonable connection of the system, the disunity of the system, and the imperfection of the relevant laws. Combined with the local reality, it is concluded that the low income level of farmers, unreasonable compensation for land requisition, inadequate government investment and imperfect management mechanism affect the operation of the old-age insurance system for land-lost farmers in Datong City. Based on the advanced experience of the land-lost farmers' endowment insurance system abroad and the successful experience of the domestic land-lost farmers' endowment insurance system, this paper analyzes the problems in the construction of the land-lost peasants' old-age insurance system in Datong: strengthening the legislation of the rural old-age insurance, Expanding the coverage and establishing the land-lost farmers' endowment insurance system in accordance with the national conditions of our country, and promoting the improvement and sustainable development of the social endowment insurance system for land-lost farmers in Datong City. On the basis of empirical analysis, this paper puts forward some policy suggestions on the sustainable development of endowment insurance for land-lost farmers in Datong City. Strengthen the propaganda of participating in the insurance, strengthen the consciousness of the peasants who lost land, expand the coverage of the old-age insurance system of the land-lost peasants in Datong city, increase the government support, and ensure the basic life of the landless peasants. Raise the compensation standard of land requisition, regulate the land use management continuously, widen the financing channel, carry on the investment operation in diversification, realize the fund increment and maintain the value; Improve the overall level of pension insurance, advocate family pension and personal commercial insurance pension, achieve multi-pillar pension; strengthen legislation, improve the relevant laws and regulations, legally compulsory protection of the legitimate rights and interests of landless farmers.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F323.89;F842.67
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