吉林省农户对政策性农业保险购买意愿影响因素分析
发布时间：2019-02-12 10:55
【摘要】：近年来,随着我国全体人民的共同努力,综合国力得到了世界的认可,我国影响力也不断提高,尽管我国经济水平得到高速发展,但是依旧农业经济收入占主导地位,我国依然没有摆脱农业大国的称号。在我国地大物博,同时人口稠密,虽然农业资源丰富,但人均占有量偏低。农业在发展过程中会受到各种自然气候因素的影响,灾害事故的出现,会对农业产量和农户经济效益带来极大的损失,这将严重影响我国的经济发展和社会稳定。那么就需要大力发展农业保险,以此来促使农业抵御灾害事故的能力得到提高,农业安全和粮食安全得到保障,扩大农民的切身利益,健全和完善我国农业支持保护体系。 吉林省是我国重要的农业大省,农业持续、稳定的发展对吉林省的发展及社会稳定起着至关重要的作用,同时吉林省作为全国政策性农业保险试点省份,在农业保险的发展尤其是政策性农业保险的发展有着优质的参考价值。本文的研究目的就是通过对吉林省的农户进行调查,对研究影响农户购买农业保险的因素进行科学的分析并提出相应建议,以促进政策性农业保险的发展。 本文结合相关的国内外理论研究,对吉林省农业保险的运行情况进行了深入地调查和研究,对吉林省农业保险需求进行了实地调查,通过spss软件工具,运用Logit回归模型,对影响农户购买农业保险的因素进行系统的分析,科学客观的评价了吉林省农业保险发展中影响农户需求意愿的因素,结合存在的问题对吉林省农业保险发展过程中存在的制约因素提出解决对策；并对吉林省政策性农业保险的发展模式和发展方向进行了探讨,通过各种制度的构建和完善,来有效解决吉林省政策性农业保险中存在的各种问题,促使政策性农业保险得到推广,以此来促进吉林省农业抵御灾害事故的能力得到提高,农业安全和粮食安全得到保障,扩大农民的切身利益,实现可持续发展的目的。
[Abstract]:In recent years, with the joint efforts of all the people of our country, the comprehensive national strength has been recognized by the world, and the influence of our country has been continuously improved. Although our economic level has been developing at a high speed, the agricultural economic income still dominates. Our country still did not get rid of the title of agricultural country. In our country, the land is abundant and the population is dense. Although the agricultural resources are abundant, the per capita possession is on the low side. Agriculture will be affected by various natural climatic factors in the process of development. The occurrence of disasters and accidents will bring great losses to agricultural output and farmers' economic benefits, which will seriously affect the economic development and social stability of our country. So we need to develop agricultural insurance vigorously, so as to improve the ability of agriculture to resist disasters and accidents, to ensure the security of agriculture and food, to expand the vital interests of farmers, and to perfect and perfect the agricultural support and protection system of our country. Jilin Province is an important agricultural province in China. The sustained and stable development of agriculture plays a vital role in the development of Jilin Province and social stability. In the development of agricultural insurance, especially the development of policy agricultural insurance has high quality reference value. The purpose of this paper is to make a scientific analysis of the factors affecting farmers' purchase of agricultural insurance through investigation of farmers in Jilin Province and put forward corresponding suggestions in order to promote the development of policy-oriented agricultural insurance. In this paper, the operation of agricultural insurance in Jilin Province has been investigated and studied, and the demand of agricultural insurance in Jilin Province has been investigated on the spot. Through the spss software tool, the Logit regression model has been used. The factors influencing farmers' purchase of agricultural insurance are systematically analyzed, and the factors influencing farmers' demand will are evaluated scientifically and objectively in the development of agricultural insurance in Jilin Province. Combined with the existing problems in Jilin Province agricultural insurance development process of the existing constraints to solve the countermeasures; The development mode and development direction of policy-oriented agricultural insurance in Jilin Province are discussed. Through the construction and improvement of various systems, the problems existing in policy-oriented agricultural insurance in Jilin Province are effectively solved. To promote the promotion of policy-oriented agricultural insurance, in order to promote Jilin Province's agricultural ability to resist disasters and accidents, agricultural security and food security are guaranteed, expand the vital interests of farmers, and achieve the goal of sustainable development.
【学位授予单位】：吉林农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F323.6;F842.66
本文编号：2420376
[Abstract]:In recent years, with the joint efforts of all the people of our country, the comprehensive national strength has been recognized by the world, and the influence of our country has been continuously improved. Although our economic level has been developing at a high speed, the agricultural economic income still dominates. Our country still did not get rid of the title of agricultural country. In our country, the land is abundant and the population is dense. Although the agricultural resources are abundant, the per capita possession is on the low side. Agriculture will be affected by various natural climatic factors in the process of development. The occurrence of disasters and accidents will bring great losses to agricultural output and farmers' economic benefits, which will seriously affect the economic development and social stability of our country. So we need to develop agricultural insurance vigorously, so as to improve the ability of agriculture to resist disasters and accidents, to ensure the security of agriculture and food, to expand the vital interests of farmers, and to perfect and perfect the agricultural support and protection system of our country. Jilin Province is an important agricultural province in China. The sustained and stable development of agriculture plays a vital role in the development of Jilin Province and social stability. In the development of agricultural insurance, especially the development of policy agricultural insurance has high quality reference value. The purpose of this paper is to make a scientific analysis of the factors affecting farmers' purchase of agricultural insurance through investigation of farmers in Jilin Province and put forward corresponding suggestions in order to promote the development of policy-oriented agricultural insurance. In this paper, the operation of agricultural insurance in Jilin Province has been investigated and studied, and the demand of agricultural insurance in Jilin Province has been investigated on the spot. Through the spss software tool, the Logit regression model has been used. The factors influencing farmers' purchase of agricultural insurance are systematically analyzed, and the factors influencing farmers' demand will are evaluated scientifically and objectively in the development of agricultural insurance in Jilin Province. Combined with the existing problems in Jilin Province agricultural insurance development process of the existing constraints to solve the countermeasures; The development mode and development direction of policy-oriented agricultural insurance in Jilin Province are discussed. Through the construction and improvement of various systems, the problems existing in policy-oriented agricultural insurance in Jilin Province are effectively solved. To promote the promotion of policy-oriented agricultural insurance, in order to promote Jilin Province's agricultural ability to resist disasters and accidents, agricultural security and food security are guaranteed, expand the vital interests of farmers, and achieve the goal of sustainable development.
【学位授予单位】：吉林农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F323.6;F842.66
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