基于企业属性的金融科技公司估值研究
发布时间:2019-03-12 12:50
【摘要】:文章从金融科技的企业属性入手,以众安保险为例,从金融属性出发,以收入、成本、风控和产品等财务数据为基础,定量分析企业现状;并从科技属性出发,以用户服务、技术创新、组织构架、运行流程等角度定性评判企业未来的发展趋势。对于金融科技企业的估值,需要综合考虑金融属性和科技属性,最终目标是反映金融科技企业的合理价值。
[Abstract]:This article starts from the enterprise attribute of financial science and technology, takes security insurance as an example, embarks from the financial attribute, based on the financial data such as income, cost, risk control and product, analyzes the present situation of the enterprise quantitatively; Based on the attributes of science and technology, the future development trend of the enterprise is evaluated qualitatively from the aspects of user service, technological innovation, organization structure and operation process. For the valuation of financial science and technology enterprises, financial attributes and technology attributes should be considered comprehensively, and the ultimate goal is to reflect the reasonable value of financial technology enterprises.
【作者单位】: 对外经济贸易大学国际商学院;泰山医学院外国语学院;中国信达资产管理股份有限公司博士后工作站;对外经济贸易大学金融学院;普华永道中天会计师事务所;
【分类号】:F842.3
本文编号:2438793
[Abstract]:This article starts from the enterprise attribute of financial science and technology, takes security insurance as an example, embarks from the financial attribute, based on the financial data such as income, cost, risk control and product, analyzes the present situation of the enterprise quantitatively; Based on the attributes of science and technology, the future development trend of the enterprise is evaluated qualitatively from the aspects of user service, technological innovation, organization structure and operation process. For the valuation of financial science and technology enterprises, financial attributes and technology attributes should be considered comprehensively, and the ultimate goal is to reflect the reasonable value of financial technology enterprises.
【作者单位】: 对外经济贸易大学国际商学院;泰山医学院外国语学院;中国信达资产管理股份有限公司博士后工作站;对外经济贸易大学金融学院;普华永道中天会计师事务所;
【分类号】:F842.3
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,本文编号:2438793
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