我国失业保险金给付标准研究

发布时间：2019-04-27 18:15

【摘要】：失业是现代工业化国家经济发展过程中不可避免的现象，失业现象的产生，造成劳动者在失业期间的收入减少或中断，家庭经济受到损失，为了保障劳动者及其扶养的家属在失业期间的基本生活，许多国家都设立了失业保险制度。失业保险作为一种强制性的社会保险制度，属于社会保障体系的一环，由社会共同分担可能的失业风险，保障有劳动能力的被保险人（劳动者），在其不幸遭遇非自愿性失业而未找到适当的工作前，可以在一定期间内申请失业保险金给付，得到最低生活水平的保障，以维持其经济生活的稳定。失业保险制度是社会保障体系的重要内容之一，建立符合我国国情的科学合理的失业保险金给付标准，是社会经济发展的必然要求。本文以完善我国失业保险金给付标准为中心，首先理清失业保险和失业保险金给付标准的概念，并探讨失业保险制度的国际发展与趋势，通过参照发达国家（英、美、日、韩）的实施经验，撷取值得我国借鉴之处，作为立论依据。其次，回顾我国失业保险制度的发展历程，介绍不同的历史背景下失业保险金给付标准的具体内容，并进行纵向比较分析。然后对我国各省市现行的失业保险金给付标准进行介绍和横向比较，并以国际劳工组织第168号公约为基准进行检视，评估我国失业保险金给付标准的适当性。最后以我国的失业保险金给付标准为研究对象，以英国、美国、日本和韩国的失业保险金给付制度为借鉴，，试图归纳出我国失业保险金给付标准未来改革应遵循的方向。本文对我国失业保险金给付标准的改革提出以下四点建议：（1）建立新的工资（缴费基数）关联型失业保险金给付标准；（2）调整失业保险金给付期限；（3）增设提早再就业津贴；（4）增加临时扶养津贴制度。
[Abstract]:Unemployment is an inevitable phenomenon in the process of economic development in modern industrialized countries. The emergence of unemployment has resulted in the decrease or interruption of workers' income during the period of unemployment and the loss of the family economy. In order to guarantee the basic life of workers and their dependants during unemployment, many countries have set up unemployment insurance system. As a kind of compulsory social insurance system, unemployment insurance belongs to the link of social security system. The society shares the possible unemployment risk and guarantees the insurant (laborer) who has the ability to work. In order to maintain the stability of their economic life, they can apply for unemployment insurance payment within a certain period of time before they unfortunately encounter involuntary unemployment and fail to find a suitable job. They can be guaranteed the minimum standard of living in order to maintain the stability of their economic life. The unemployment insurance system is one of the important contents of the social security system. It is an inevitable requirement for the development of the social economy to establish a scientific and reasonable standard for the payment of the unemployment insurance fund in accordance with the national conditions of our country. Focusing on perfecting the standard of unemployment insurance payment in our country, this paper first clarifies the concepts of unemployment insurance and unemployment insurance payment standard, and probes into the international development and trend of unemployment insurance system by referring to the developed countries (Britain, USA, Japan). Han) implementation experience, draw lessons from our country, as the basis of argument. Secondly, it reviews the development of unemployment insurance system in our country, introduces the specific content of unemployment insurance payment standard under different historical background, and carries on the longitudinal comparative analysis. Then it introduces and compares the current standards of unemployment insurance payment in the provinces and cities of our country, and examines the criterion of unemployment insurance payment based on International Labour Organization Convention 168 to evaluate the appropriateness of the standard of unemployment insurance payment in China. Finally, taking the unemployment insurance payment standard of our country as the research object, taking the unemployment insurance payment system of Britain, the United States, Japan and South Korea as the reference, this paper tries to sum up the direction of the future reform of the unemployment insurance payment standard of our country. This paper puts forward the following four suggestions on the reform of unemployment insurance payment standard in China: (1) establish a new salary (contribution base) related unemployment insurance payment standard, (2) adjust the unemployment insurance payment period, (2) adjust the time limit of unemployment insurance payment, (2) set up a new salary (contribution base) related unemployment insurance payment standard. (3) increase the early re-employment allowance; (4) increase the temporary dependency allowance system.
【学位授予单位】：江西财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.61

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