基于典当目的的珠宝首饰评估研究
发布时间：2018-11-21 14:02
【摘要】：随着我国经济运行机制的转轨变型，，中国资产评估行业萌芽于二十世纪八十年代末九十年代初。珠宝首饰评估与房地产评估、机器设备评估、企业价值评估、动产评估和无形资产评估并列为国际资产评估六大系列行业之一。然而，中国的珠宝首饰评估正处于起步阶段。虽然经过十多年的发展我国珠宝评估行业取得了显著成果，但从发展的眼光分析其依然存在一些问题。典当行业中珠宝首饰评估很大程度上影响着消费者对珠宝首饰价值的认识，是影响我国珠宝业发展的重要因素之一，应引起业内重视。典当业是我国刚刚恢复发展的一个行业，典当中珠宝首饰评估问题有许多方面仍需探讨。 本文对典当行业中珠宝首饰评估过程出现的问题通过理论与实践案例相结合进行分析并提出建议。 本文的主要成果： （1）对珠宝首饰评估进行系统阐述。 （2）对典当行业的珠宝首饰评估规范提出建设性意见。 基于典当目的的珠宝首饰评估研究，本文提出以下建议： （1）积极培养珠宝首饰评估师来弥补典当行业中珠宝首饰评估师的不足，进而实现典当行中珠宝首饰评估的专业化。典当师在处理珠宝首饰典当业务时，要对每一件物品负责，对珠宝首饰进行完整全面的鉴定，这样可以避免典当行不必要的损失。 （2）依据规范的评估程序，将珠宝首饰清算价值的评估过程明细条理化，能够清晰表达出所运用的方法或者能够提供一份简明的清算评估报告。将当品的具体特征按照实际情况描述清楚，这样不仅使消费者对珠宝首饰有更清楚得了解，同时也让消费者更信赖典当行。 （3）以典当为目的的珠宝首饰评估领域，典当师要不断地加强学习珠宝鉴定知识技能，不断地熟悉珠宝首饰市场，不断地获取市场或行业信息，这样才能用专业知识和经验撑起典当行业。同时，对于一些珠宝首饰的评估标准或体系的完善也能贡献出一份力量，更好地推动珠宝首饰评估业的发展。
[Abstract]:With the transformation of China's economic operation mechanism, China's asset appraisal industry sprouted in the late 1980s and early 1990s. Jewelry appraisal and real estate appraisal, machine equipment evaluation, enterprise value evaluation, movable property evaluation and intangible assets evaluation are one of the six major industries of international asset evaluation. However, China's jewelry evaluation is in its infancy. Although China's jewelry evaluation industry has achieved remarkable results after more than ten years' development, there are still some problems in the analysis from the point of view of development. The evaluation of jewelry in pawn industry, to a large extent, affects consumers' understanding of the value of jewelry, and is one of the important factors affecting the development of jewelry industry in China, which should be paid attention to by the industry. Pawnbroker is a newly developed industry in China. There are many aspects to be discussed in the evaluation of jewelry in pawn. This paper analyzes the problems in the process of jewelry evaluation in pawn industry by combining theoretical and practical cases and puts forward some suggestions. The main achievements of this paper are as follows: (1) the evaluation of jewelry is described systematically. (2) to put forward constructive suggestions to the jewelry evaluation standard of pawn industry. Based on the research of jewelry evaluation for pawn purposes, this paper puts forward the following suggestions: (1) to actively train jewelry appraisers to make up for the shortage of jewelry appraisers in pawn industry, And then realize the specialization of jewelry evaluation in pawnshop. The pawnbroker should be responsible for every item when dealing with the business of pawnshop of jewelry, so as to avoid unnecessary loss of the pawnshop. (2) according to the standard evaluation procedure, the evaluation process of jewelry liquidation value can be clearly expressed or a concise liquidation evaluation report can be provided. Describe the specific characteristics of the product according to the actual situation, so that consumers not only have a clearer understanding of jewelry, but also make consumers more trust in pawnshops. (3) in the field of jewelry evaluation for the purpose of pawnbroking, pawnbrokers should constantly strengthen their knowledge and skills in jewelry identification, become familiar with the jewelry market and continuously obtain market or trade information. Only in this way can we support the pawnbroker industry with professional knowledge and experience. At the same time, the improvement of the evaluation standard or system of some jewelry can also contribute to the development of jewelry evaluation industry.
【学位授予单位】：天津商业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F233;F426.8
本文编号：2347188
[Abstract]:With the transformation of China's economic operation mechanism, China's asset appraisal industry sprouted in the late 1980s and early 1990s. Jewelry appraisal and real estate appraisal, machine equipment evaluation, enterprise value evaluation, movable property evaluation and intangible assets evaluation are one of the six major industries of international asset evaluation. However, China's jewelry evaluation is in its infancy. Although China's jewelry evaluation industry has achieved remarkable results after more than ten years' development, there are still some problems in the analysis from the point of view of development. The evaluation of jewelry in pawn industry, to a large extent, affects consumers' understanding of the value of jewelry, and is one of the important factors affecting the development of jewelry industry in China, which should be paid attention to by the industry. Pawnbroker is a newly developed industry in China. There are many aspects to be discussed in the evaluation of jewelry in pawn. This paper analyzes the problems in the process of jewelry evaluation in pawn industry by combining theoretical and practical cases and puts forward some suggestions. The main achievements of this paper are as follows: (1) the evaluation of jewelry is described systematically. (2) to put forward constructive suggestions to the jewelry evaluation standard of pawn industry. Based on the research of jewelry evaluation for pawn purposes, this paper puts forward the following suggestions: (1) to actively train jewelry appraisers to make up for the shortage of jewelry appraisers in pawn industry, And then realize the specialization of jewelry evaluation in pawnshop. The pawnbroker should be responsible for every item when dealing with the business of pawnshop of jewelry, so as to avoid unnecessary loss of the pawnshop. (2) according to the standard evaluation procedure, the evaluation process of jewelry liquidation value can be clearly expressed or a concise liquidation evaluation report can be provided. Describe the specific characteristics of the product according to the actual situation, so that consumers not only have a clearer understanding of jewelry, but also make consumers more trust in pawnshops. (3) in the field of jewelry evaluation for the purpose of pawnbroking, pawnbrokers should constantly strengthen their knowledge and skills in jewelry identification, become familiar with the jewelry market and continuously obtain market or trade information. Only in this way can we support the pawnbroker industry with professional knowledge and experience. At the same time, the improvement of the evaluation standard or system of some jewelry can also contribute to the development of jewelry evaluation industry.
【学位授予单位】：天津商业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F233;F426.8
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本文编号：2347188
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