论金融混业经营趋势下我国的保险金信托

发布时间：2018-01-14 19:04

本文关键词：论金融混业经营趋势下我国的保险金信托　出处：《社会科学辑刊》2012年05期 　论文类型：期刊论文

【摘要】：混业经营已经成为全球金融业发展的趋势,保险金信托作为结合保险与信托功能的创新型金融产品,在国外已得到广泛研究和发展,但在我国一直未得到重视,致使我国目前尚未推出真正意义上的保险金信托产品。《信托法》的颁布使我国的金融信托业务逐步走上规范发展道路,各金融行业与信托业的合作动向备受关注。当下深入探讨在我国推出保险金信托产品的对策,从而实现保险客户、保险公司和信托公司的共赢有着重大的现实意义。
[Abstract]:Mixed operation has become the trend of the development of the global financial industry. As an innovative financial product combining the functions of insurance and trust, the insurance gold trust has been widely studied and developed abroad, but it has not been paid attention to in our country. As a result, our country has not yet launched the real meaning of the insurance trust products. The promulgation of the Trust Law makes the financial trust business of our country step by step on the road of standardized development. The cooperation trend between the financial industry and the trust industry has attracted much attention. At present, the countermeasures of launching the insurance trust products in China are discussed in depth, so as to realize the insurance customers. The win-win situation between insurance companies and trust companies is of great practical significance.
【作者单位】：辽宁大学经济学院保险系;清华大学法学院;
【分类号】：F832.49;F842
【正文快照】： 混业经营已经成为当前全球金融业发展的趋势,保险金信托作为一种结合保险与信托功能的创新型金融产品,是唯一能够同时连接货币市场、资本市场和产业市场的金融工具,具有保障未成年受益人合法权益、资产管理以及避税等多重功能,在国外已得到广泛关注和蓬勃发展,但在我国目前尚

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