安徽省农村信用社竞争力研究

发布时间：2018-01-26 06:06

本文关键词： 安徽省农村信用社竞争力价值链分析法提升策略　出处：《安徽农业大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着中国农村经济的发展,农村金融领域也迅猛发展起来,作为农村金融主力军的农村信用社发挥着越来越重要的作用。由于人民生活水平的提高,也使得对农村金融产品和服务的要求越来越多样化与个性化,加上我国对“三农”问题的重视与支持,一些新型金融机构入驻县域区域,如村镇银行、邮储银行、小额信贷公司等,随着经济格局和金融行业竞争机制的变化,农村信用社面临着更多的机遇和更大的挑战。本文共分为六个章节。第一章导论,主要包括研究背景,意义等。第二章为农村信用社竞争力的相关理论,主要介绍了农村信用社的概述、竞争力的理论和农村信用社竞争力的概念并系统地梳理国内外关于竞争力、农村信用社竞争力及相应的研究成果,为下一步的分析论述提供理论支撑。第三章安徽省农村信用社发展历程及竞争力分析,从历史发展角度阐述问题及历史遗留问题,安徽农村信用社的发展现状、竞争环境分析,具体介绍安徽省农村信用社价值链,基于价值链分析法的安徽省农村信用社的指标体系在安徽农村信用社竞争力问题上的应用。第四章安徽省农村信用社存在的问题。通过上一章节提到的价值链上的四个方面人力资源、产品服务、风险管理、企业文化与中国农业发展银行安徽分行、中国农业银行安徽分行、中国邮政储蓄银行安徽分行进行比较分析和自身发展的过程分析挖掘安徽省农村信用社不足的地方。第五章安徽省农村信用社竞争力提升对策。本文从人力资源、产品服务创新、风险管理和企业文化四个方面几乎全面提出了安徽省农村信用社的提升策略。第六章是结论以及对未来的展望。本文可能创新的部分：第一,在研究视角和方法上,采用了历史演化的方法研究对安徽省农村信用社发展历程进行了深入研究；第二,从价值链竞争力理论出发,构建了符合安徽省农村信用社竞争力模型；第三,以安徽省农村信用社与其他各金融机构为例,进行了深入的比较研究；第四,本文的研究对其他省农村信用社的发展具有一定的借鉴意义,同时一定程度上补充了区域经济发展的理论研究。
[Abstract]:With the development of China's rural economy, the rural financial field has also developed rapidly. As the main force of rural finance, rural credit cooperatives are playing an increasingly important role, due to the improvement of people's living standards. It also makes the requirements of rural financial products and services more and more diversified and individualized. In addition, our country attaches importance and support to the issue of "agriculture, countryside and farmers", and some new financial institutions enter the county area, such as village banks. With the changes of economic structure and competition mechanism of financial industry, rural credit cooperatives are facing more opportunities and greater challenges. This paper is divided into six chapters. Chapter one is an introduction. The second chapter is the theory of the competitiveness of rural credit cooperatives, mainly introduces the overview of rural credit cooperatives. The theory of competitiveness and the concept of competitiveness of rural credit cooperatives and systematically comb the competitiveness of rural credit cooperatives at home and abroad, the competitiveness of rural credit cooperatives and the corresponding research results. The third chapter analyzes the development process and competitiveness of Anhui rural credit cooperatives, from the perspective of historical development and historical problems, Anhui rural credit cooperatives development status. The analysis of competitive environment introduces the value chain of Anhui Rural Credit Cooperatives in detail. The Application of the Index system of Anhui Rural Credit Cooperatives based on value chain Analysis to the Competitiveness of Anhui Rural Credit Cooperatives. Chapter 4th problems of Anhui Rural Credit Cooperatives. Four aspects of human resources. Product Services, risk Management, Corporate Culture and Agricultural Development Bank of China Anhui Branch, Agricultural Bank of China Anhui Branch. The comparative analysis of Anhui branch of postal savings bank of china and the process analysis of its own development excavate the shortage of rural credit cooperatives in Anhui province. Chapter 5th: the countermeasures of promoting the competitiveness of Anhui rural credit cooperatives. . Product and service innovation, risk management and corporate culture four aspects of almost a comprehensive promotion strategy of Anhui Province Rural Credit Cooperatives. Chapter 6th is the conclusion and prospects for the future. This paper may be innovative part: first. In the perspective of research and methods, the historical evolution method is used to study the development of rural credit cooperatives in Anhui Province. Secondly, starting from the theory of value chain competitiveness, the competitive model of Anhui Rural Credit Cooperatives is constructed. Thirdly, taking Anhui Rural Credit Cooperatives and other financial institutions as an example, in-depth comparative study has been carried out. In 4th, the research of this paper has some reference significance for the development of rural credit cooperatives in other provinces, at the same time, it complements the theoretical research of regional economic development to a certain extent.
【学位授予单位】：安徽农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F271;F832.35

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