互联网金融对我国传统金融业的影响

发布时间：2018-04-15 10:32

本文选题：互联网金融 + 传统金融业　；参考：《对外经济贸易大学》2015年硕士论文

【摘要】：伴随着不断推进的中国金融改革浪潮,互联网金融作为当下新型金融行业异军突起,投入到融资市场的现代信息技术也开始参与资源配置。在互联网金融的驱动下,中国金融的交易方式、金融的效率乃至于整体金融架构均发生了很大的变革,因此传统的金融行业需要用发展和不断自省的眼光来适应当下迅速发展的市场变化,进而促进互联网时代的创新和发展,金融业因为互联网的参与,扩大了市场的边界和金融服务的领域,同时相应的技术业务的法律风险和业务风险也会因互联网的经济发展而被放大,因此提高了金融监督和管理的难度。本文采用了文献法、问卷调查和访谈法的方式,通过对前人的研究成果和结论的引用,并结合实际调查和数据收集,最后通过讨论的方式结合实际分析进行撰写。本文主要研究互联网金融的发展特点和传统金融业的现状,以及怎样完善并建立互联网金融的监管体系、法律制度、安全体系和风险管理,进而谨防网上金融的特殊风险。
[Abstract]:With the development of China's financial reform, Internet finance, as a new type of financial industry, has become more and more important, and the modern information technology which has been put into the financing market has also begun to participate in the allocation of resources.Driven by Internet finance, great changes have taken place in China's financial transaction mode, financial efficiency and even the overall financial architecture.Therefore, the traditional financial industry needs to adapt to the rapid development of the market and promote the innovation and development of the Internet era, because of the participation of the Internet.At the same time, the legal risk and business risk of the corresponding technical business will also be magnified by the economic development of the Internet, thus increasing the difficulty of financial supervision and management.This paper adopts the methods of literature, questionnaire and interview, through quoting the previous research results and conclusions, combining with the actual investigation and data collection, and finally combining the discussion with the actual analysis to write.This paper mainly studies the characteristics of the development of Internet finance and the current situation of traditional financial industry, and how to perfect and establish the supervision system, legal system, security system and risk management of Internet finance, and then guard against the special risks of online finance.
【学位授予单位】：对外经济贸易大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F724.6;F832

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