互联网金融在瑞安资本集团的应用
发布时间：2018-11-20 04:18
【摘要】：本文主要对瑞安资本集团互联网金融发展建设路径进行了分析与梳理,目标是帮助瑞安资本集团构建互联网金融建设发展模型,指导瑞安资本集团进一步推进互联网金融建设,找到合理可行的发展方向,规避风险。目前国内市场上很多小微金融机构与瑞安资本集团具有一定的共性,本文可以为同类型的小微金融机构进行互联网金融建设提供一个参考模型。本文是对瑞安资本集团互联网金融建设的模型构建研究,共分为六章。第一章绪论,阐述了本文的研究背景、研究目的和互联网金融研究现状。第二章简介了互联网金融的基础概念和运营模式。第三章简介了瑞安资本集团的互联网金融建设现状并提出集团互联网金融建设构想,瑞安资本集团的互联网金融建设需要通过信息化建设和电子商务平台建设来实现。第四章构建了瑞安资本集团信息化建设模型。第五章分析了瑞安资本集团的电子商务平台建设路径,构建了瑞安资本集团P2P网贷平台的建设模型。第六章结论,总结了瑞安资本集团进行信息化建设和电商平台建设的意义和建设模型,并对瑞安资本集团互联网金融建设提出了改进建议。本文在第二章和第三章采用了文献研究法,对谢平的《互联网金融手册》、罗明雄的《互联网金融》,《瑞安资本集团2012-2017战略发展规划》进行了文献研究,并将文献主要观点进行了总结,论文引述了以上文献成果,为作者详细了解和展示瑞安资本集团的互联网金融建设全面打下了基础。本文在第五章和第六章采用跨学科研究法,分别运用了信息技术知识、互联网金融理论、企业发展战略方法等对瑞安资本集团的互联网金融建设进行了分析,帮助作者详细展示了瑞安资本集团的互联网金融全部面貌。本文在第六章采用案例研究法和对比研究法,比较了国内P2P两个典型案例拍拍贷和宜信的相同和不同之处,构建瑞安资本集团P2P网贷平台建设模型,从而为瑞安资本集团设计出O2O+本地担保的新型P2P网贷模式。本文通过对瑞安资本集团互联网金融建设路径的分类整理,与当前的互联网金融理论相结合,指出瑞安资本集团建设互联网金融的两大路径:建设企业信息化和建设P2P网贷平台。文中帮助瑞安资本集团构建了企业信息化建设模型,指出建设客户资源层、业务管理层、决策分析层、平台支持层的四级信息系统管理架构是瑞安资本集团信息化建设的合理路径。本文也对瑞安资本集团电商平台的建设进行了分析,指明了P2P+O2O+本地担保才是瑞安资本集团电商平台发展的最佳选择。
[Abstract]:This paper mainly analyzes and combs the path of the development and construction of Internet finance of Ryan Capital Group. The aim is to help Ryan Capital Group to construct the development model of Internet finance construction and to guide Ryan Capital Group to further promote the construction of Internet finance. Find a reasonable and feasible direction of development to avoid risk. At present, many small and micro financial institutions in the domestic market have certain commonalities with Ryan Capital Group. This paper can provide a reference model for the construction of Internet finance of the same type of small and micro financial institutions. This paper is a study on the model construction of Ryan Capital Group's Internet finance construction, which is divided into six chapters. The first chapter introduces the background, purpose and current situation of internet finance research. The second chapter introduces the basic concept and operation mode of Internet finance. The third chapter briefly introduces the current situation of Internet financial construction of Ryan Capital Group and puts forward the conception of Internet Finance Construction of Ryan Capital Group. The construction of Internet Finance of Ryan Capital Group needs to be realized through information construction and e-commerce platform construction. Chapter four constructs the information construction model of Ryan Capital Group. The fifth chapter analyzes the construction path of RyanCapital Group's e-commerce platform, and constructs the model of RyanCapital Group P2P network loan platform. The sixth chapter summarizes the significance and model of Ryan Capital Group's informatization construction and e-commerce platform construction, and puts forward some suggestions to improve the Internet financial construction of Ryan Capital Group. In the second and third chapters, the literature research method is used to study Xie Ping's Internet Finance Manual, Luo Mingxiong's Internet Finance, and Ryan Capital Group's 2012-2017 Strategic Development Plan. The main viewpoints of the literature are summarized, and the above results are quoted in the paper, which lays the foundation for the author to understand and demonstrate the Internet finance construction of Ryan Capital Group in detail. In the fifth and sixth chapters, the author analyzes the Internet finance construction of Ryan Capital Group by using the knowledge of information technology, the theory of Internet finance and the method of enterprise development strategy, respectively. Help the author to detail the full face of Ryan Capital Group's Internet finance. In the sixth chapter, the author compares the similarities and differences between PPDAI and Yi Xin, two typical domestic P2P cases, and constructs a P2P network loan platform construction model of Ryan Capital Group. As a result, Ryan Capital Group designed a new P2P network loan model with O 2 O local guarantee. This paper combines the current theory of Internet finance with the classification and arrangement of the Internet finance construction path of Ryan Capital Group. It points out that Ryan Capital Group has two main ways to build Internet finance: building enterprise informatization and constructing P2P network loan platform. This paper helps Ryan Capital Group to build the enterprise information construction model, and points out the construction of customer resource layer, business management layer, decision analysis layer, The four-level information system management structure of platform support layer is the reasonable path of information construction of Ryan Capital Group. This paper also analyzes the construction of RyanCapital Group's e-commerce platform, and points out that P2P O2O local guarantee is the best choice for the development of RyanCapital Group's ecommerce platform.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F724.6;F832
本文编号：2343694
[Abstract]:This paper mainly analyzes and combs the path of the development and construction of Internet finance of Ryan Capital Group. The aim is to help Ryan Capital Group to construct the development model of Internet finance construction and to guide Ryan Capital Group to further promote the construction of Internet finance. Find a reasonable and feasible direction of development to avoid risk. At present, many small and micro financial institutions in the domestic market have certain commonalities with Ryan Capital Group. This paper can provide a reference model for the construction of Internet finance of the same type of small and micro financial institutions. This paper is a study on the model construction of Ryan Capital Group's Internet finance construction, which is divided into six chapters. The first chapter introduces the background, purpose and current situation of internet finance research. The second chapter introduces the basic concept and operation mode of Internet finance. The third chapter briefly introduces the current situation of Internet financial construction of Ryan Capital Group and puts forward the conception of Internet Finance Construction of Ryan Capital Group. The construction of Internet Finance of Ryan Capital Group needs to be realized through information construction and e-commerce platform construction. Chapter four constructs the information construction model of Ryan Capital Group. The fifth chapter analyzes the construction path of RyanCapital Group's e-commerce platform, and constructs the model of RyanCapital Group P2P network loan platform. The sixth chapter summarizes the significance and model of Ryan Capital Group's informatization construction and e-commerce platform construction, and puts forward some suggestions to improve the Internet financial construction of Ryan Capital Group. In the second and third chapters, the literature research method is used to study Xie Ping's Internet Finance Manual, Luo Mingxiong's Internet Finance, and Ryan Capital Group's 2012-2017 Strategic Development Plan. The main viewpoints of the literature are summarized, and the above results are quoted in the paper, which lays the foundation for the author to understand and demonstrate the Internet finance construction of Ryan Capital Group in detail. In the fifth and sixth chapters, the author analyzes the Internet finance construction of Ryan Capital Group by using the knowledge of information technology, the theory of Internet finance and the method of enterprise development strategy, respectively. Help the author to detail the full face of Ryan Capital Group's Internet finance. In the sixth chapter, the author compares the similarities and differences between PPDAI and Yi Xin, two typical domestic P2P cases, and constructs a P2P network loan platform construction model of Ryan Capital Group. As a result, Ryan Capital Group designed a new P2P network loan model with O 2 O local guarantee. This paper combines the current theory of Internet finance with the classification and arrangement of the Internet finance construction path of Ryan Capital Group. It points out that Ryan Capital Group has two main ways to build Internet finance: building enterprise informatization and constructing P2P network loan platform. This paper helps Ryan Capital Group to build the enterprise information construction model, and points out the construction of customer resource layer, business management layer, decision analysis layer, The four-level information system management structure of platform support layer is the reasonable path of information construction of Ryan Capital Group. This paper also analyzes the construction of RyanCapital Group's e-commerce platform, and points out that P2P O2O local guarantee is the best choice for the development of RyanCapital Group's ecommerce platform.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F724.6;F832
【参考文献】
相关期刊论文 前10条
1 张明哲;;互联网金融的基本特征和应用对策研究[J];创新;2014年02期
2 吴晓光;;论P2P网络借贷平台的客户权益保护[J];金融理论与实践;2012年02期
3 刘峰;;浅论企业信息化建设的必然性[J];科技广场;2011年02期
4 刘丽丽;;我国P2P网络借贷的风险和监管问题探讨[J];征信;2013年11期
5 陈明昭;;互联网金融的主要模式及对商业银行发展的影响分析[J];经济研究导刊;2013年31期
6 邹轶君;;信息化建设在企业管理中的实现及意义刍议[J];商场现代化;2010年05期
7 杜应明;王远霞;;发达国家金融消费者权益保护体系的经验及启示[J];市场周刊(理论研究);2013年01期
8 张庆;王越;;互联网金融模式解析[J];企业管理;2014年03期
9 蔡鎏;;网络金融:“搅局者”促金融大变革[J];投资北京;2013年08期
10 刘增;;信息化建设在企业管理中的实现及意义[J];中国新技术新产品;2009年22期
，本文编号：2343694
本文链接：https://www.wllwen.com/jingjilunwen/guojimaoyilunwen/2343694.html
