我国城乡统筹、普惠金融水平及其相关性测度

发布时间：2018-03-26 21:09

本文选题：普惠金融　切入点：城乡统筹　出处：《统计与决策》2016年17期

【摘要】：文章通过因子分析法表明,我国2000—2013年农村普惠金融发展水平及城乡统筹度均有较大幅度提高;纳入教育水平、财政支出及产业结构作为控制变量,采用格兰杰因果检验和协整回归进行实证研究表明:我国农村普惠金融发展对城乡统筹提升有直接的正向关系;人力资源投入不均导致教育支出未有效促进城乡统筹的发展;产业结构升级主要针对非农产业而忽视了农村产业调整,对城乡统筹的促进作用不明显。为此必须处理好普惠金融制度创新、人力资源均衡配置及农村产业结构同步优化调整的协同关系,促进城乡统筹发展。
[Abstract]:Through factor analysis, the paper shows that the development level of rural inclusive finance and the degree of urban and rural planning have been greatly improved in China from 2000 to 2013, and the educational level, financial expenditure and industrial structure are taken as control variables. The empirical study using Granger causality test and cointegration regression shows that the development of rural inclusive finance has a direct positive relationship to the overall development of urban and rural areas, and the uneven investment of human resources does not effectively promote the overall development of urban and rural areas. The upgrading of industrial structure is mainly aimed at non-agricultural industries and neglects the adjustment of rural industries, which does not play an obvious role in promoting the overall planning of urban and rural areas. Therefore, it is necessary to properly handle the innovation of inclusive financial system. The coordinated relationship between the balanced allocation of human resources and the synchronous optimization and adjustment of the rural industrial structure promotes the overall development of urban and rural areas.
【作者单位】：湖北大学商学院;
【基金】：国家社会科学基金资助项目(13BJL070) 湖北大学理论经济学重点学科基金资助项目
【分类号】：F832.35;F299.2;F320

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