我国住房保障补贴方式及政策选择

发布时间：2018-04-04 02:54

本文选题：住房保障　切入点：住房补贴　出处：《华中师范大学》2016年硕士论文

【摘要】：自廉租房与公共租赁住房并轨运行以来,我国住房保障供应体系逐步调整和完善,构建以公共租赁住房为主体的租赁式住房保障体系成为未来的发展方向。在此过程中,住房保障补贴政策的制定是亟待解决的重要问题。因此,分析现有住房补贴政策效应具有重要的现实意义,评价现有住房补贴政策可以为政府的决策制定提供有利参考。为评价租赁补贴、住房券与配物补租的政策效应,本文运用2013年湖北省六个城市受保障家庭的微观数据,采用Tobit、Heckman以及Ordered Probit模型,从居住面积、收入水平和通勤费用方面评价三种住房补贴政策效应及其影响因素。为了克服解释变量可能存在的内生性问题,本文又采用“反事实”的倾向得分匹配方法,得到补贴政策的净效应。研究结论表明：在居住水平改善方面,配物补租对保障对象的居住水平提升作用较大,而住房券政策与租赁补贴政策对保障对象的居住水平影响没有显著差异,享受配物补租的家庭比享受租赁补贴的家庭面积多提升25.728m2；在收入效应方面,相对于租赁补贴,配物补租政策显著提升了保障对象的收入增长率,提升幅度达29.5%,而住房券则显著降低了保障对象的收入增长率,降低幅度达7.2%；在通勤费用方面,相对于租赁补贴,住房券和配物补租政策均显著提升了保障对象的通勤成本,其对保障对象通勤费用的提升概率均在30.2%左右。基于研究结论,本文提出建立以租赁式为主体的住房保障体系；充分发挥市场机制的作用,给予保障对象以市场选择权；政府筹资回购符合条件的商品房充当公共租赁住房房源,打通商品房与政策性住房通道；实行租补分离的管理制度,租金收取与补贴支出分类管理,提高补贴效率和管理效率；加强房源信息与保障人群信息系统建设,保证住房保障管理的规范高效。
[Abstract]:Since the combination of low-rent housing and public rental housing, China's housing security supply system has been gradually adjusted and improved, and the construction of a rental housing security system with public rental housing as the main body has become the future development direction.In this process, the formulation of housing security subsidy policy is an important issue to be solved.Therefore, it is of great practical significance to analyze the effect of the existing housing subsidy policy, and to evaluate the existing housing subsidy policy can provide a favorable reference for the government to make a decision.In order to evaluate the policy effect of rent subsidy, housing voucher and ligands, this paper uses microscopic data of six urban protected households in Hubei Province in 2013, adopts Tobitroy Heckman model and Ordered Probit model to analyze the living area.The effects of three kinds of housing subsidy policies on income level and commuting cost were evaluated.In order to overcome the possible endogenous problem of explanatory variables, this paper uses the "counterfactual" tendency score matching method to obtain the net effect of subsidy policy.The results show that: in the aspect of living level improvement, the ligands rent supplement has a great effect on the living level of the guaranteed object, but there is no significant difference between the housing voucher policy and the rental subsidy policy on the living level of the guaranteed object.In terms of income effect, compared with the rental subsidy, the ligands subsidy policy significantly increased the income growth rate of the guaranteed objects.In terms of commuting expenses, relative to the rental subsidy, the housing voucher and the housing voucher policy have significantly increased the commuting cost of the guaranteed object, while the increase of income of the guaranteed object has been significantly reduced by the housing voucher as well as the housing voucher as well as by 7.2% of the total amount of commuting expenses, as compared with the rental subsidy.The probability of improving the commuting cost is about 30.2%.Based on the conclusion of the research, this paper puts forward to establish the housing security system with lease as the main body, give full play to the role of the market mechanism, and give the security object the market option.The government raises funds to buy back the commodity house that accords with the condition to act as the public rental housing source, opens the commercial house and the policy housing channel, implements the rent compensation separation management system, the rent collection and the subsidy expenditure classification management, enhances the subsidy efficiency and the management efficiency;Strengthen the building of housing information and crowd information system to ensure the housing security management norms and efficiency.
【学位授予单位】：华中师范大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F299.23

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