金融发展对我国人口城镇化的影响

发布时间：2018-01-16 11:31

本文关键词：金融发展对我国人口城镇化的影响　出处：《西南财经大学》2014年硕士论文　论文类型：学位论文

【摘要】：中国自改革开以来,经济飞速发展,人口城镇化水平不断加速,人口城镇化率由2000年的36.22%提高到2013年的53.73%。人口城镇化率与居民消费率正相关,因此人口城镇化是扩大内需的最大潜力,同时为中国经济的发展注入了强大的动力。金融是社会资金融通的渠道,资金在人口城镇化的进程中有举足轻重的影响,因此,本文研究金融发展在我国人口城镇化进程中的作用,使我们更加清晰的了解入口城镇化的内涵和动力,促进金融发展对人口城镇化的作用,为金融发展创造良好的外部环境,解决在人口城镇化过程中面临的资金缺口问题,对经济的发展和人民群众的生活水平的提高均具有重要的现实意义。在研究金融发展对我国人口城镇化的影响时,文章从理论和实证两个方面进行分析。首先,在理论层面,本文梳理并总结了金融发展和人口城镇化的相关理论,其次,文章概述了人口城镇化理论、金融发展理论和直接性债务融资工具对人口城镇化的支持现状。在理论分析的基础上研究金融发展对我国人口城镇化的作用机理,提出金融可以为人口城镇化建设提供资金支持、加快产业结构的调整,促进城市基础设施建设,促进中小企业的发展,进而增加农村剩余劳动力的需要量。金融发展对人口城镇化作用的方式主要体现在三个层面,第一,提供城镇化基础建设所需资金；第二,在城镇化进程中,为优化产业结构提供资金；第三,在城镇化进程中,为农村城镇化提供所需资金。在实证方面,以金融相关率、金融结构、直接性债务融资工具比率、金融效率作为控制变量,利用单位根检验、协整检验和误差修正模型检验对1990—2012年我国金融发展对人口城镇化的影响进行了研究。实证结果表明：对人口城镇化起到长期的促进作用的因素是,金融发展的规模、结构改变以及效率的提高,人口城镇化进程与金融发展水平在长期内是同向变化的,即两者之间存在一种长期的正相关关系。金融发展程度的提高会促进人口城镇化水平的加深,最终加快人口城镇化的进程。金融发展与人口城镇化之间存在着格兰杰因果关系,并且这种关系在某种程度上不仅是单向的,即金融发展和人口城镇化互为格兰杰原因,但人口城镇化进程对金融发展的影响在统计上并不显著。最后,论文提出了我国在人口城镇化进程中,如何充分发挥金融促进作用的对策建议。
[Abstract]:Since the beginning of the reform, China's economy has developed rapidly, and the level of population urbanization has been accelerating. The population urbanization rate increased from 36.22% on 2000 to 53.73 on 2013. The population urbanization rate is positively related to the resident consumption rate, so population urbanization is the greatest potential to expand domestic demand. At the same time for the development of China's economy into a strong power. Finance is the channel of social funds, funds in the process of population urbanization has a decisive impact, so. This paper studies the role of financial development in the process of population urbanization in China, so that we can understand the connotation and power of import urbanization more clearly, and promote the role of financial development in population urbanization. Creating a good external environment for financial development and solving the problem of capital gap in the process of population urbanization are of great practical significance to the development of economy and the improvement of people's living standard. In the study of the impact of financial development on the urbanization of China, the article from the theoretical and empirical aspects of the analysis. First, in the theoretical level. This paper summarizes the relevant theories of financial development and population urbanization. Secondly, the article summarizes the theory of population urbanization. The current situation of financial development theory and direct debt financing tools supporting population urbanization. On the basis of theoretical analysis, this paper studies the mechanism of financial development on population urbanization in China. It is suggested that finance can provide financial support for population urbanization, accelerate the adjustment of industrial structure, promote the construction of urban infrastructure, and promote the development of small and medium-sized enterprises. Then increase the demand of rural surplus labor force. The function of financial development on population urbanization is mainly reflected in three levels: first, to provide the necessary funds for urbanization infrastructure construction; Second, in the process of urbanization, to provide funds for optimizing the industrial structure; Thirdly, in the process of urbanization, to provide the necessary funds for rural urbanization. In empirical aspects, the financial correlation rate, financial structure, direct debt financing instruments ratio, financial efficiency as control variables. The effects of financial development on population urbanization in China from 1990 to 2012 were studied by using unit root test, cointegration test and error correction model test. The empirical results show that: the long-term promotion of population urbanization is the scale of financial development, structural changes and the improvement of efficiency. The process of population urbanization and the level of financial development change in the same direction in the long run, that is, there is a long-term positive correlation between the two. Finally accelerate the process of population urbanization. There is a Granger causality between financial development and population urbanization, and this relationship is not only one-way to some extent. Financial development and population urbanization are Granger reasons, but the impact of population urbanization on financial development is not statistically significant. Finally, the paper puts forward the countermeasures and suggestions on how to give full play to the role of financial promotion in the process of population urbanization.
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832;F299.21;C924.24

【参考文献】