保险业参与新型城镇化建设问题研究

发布时间：2018-03-17 21:23

本文选题：保险业　切入点：新型城镇化　出处：《河北大学》2014年硕士论文　论文类型：学位论文

【摘要】：十八大以来，新型城镇化一直是党中央工作的重点，2014年3月3日召开的两会也把新型城镇化作为重点讨论的对象。随着新型城镇化建设的推进，为各个行业创造了新的发展机遇，担负服务经济社会重要使命的保险业也不例外。保险业作为社会保障体系建设的重要参与者，在城镇化建设过程具有得天独厚的优势，可以大有作为。当前，新型城镇化建设进入到关键时期，新型城镇化质量的提高既需要保险业在养老、医疗和健康等社会保障方面进行支持，又需要保险资金投入到新型城镇化建设之中。但目前保险业参与新型城镇化建设还存在一些问题：一方面，，保险保障体系的不完善制约着新型城镇化的进程；另一方面，保险资金参与新型城镇化建设规划不完善，收效不明显。本文从保险业与新型城镇化相互关系入手，研究保险业参与新型城镇化建设的对策，在对保险业及新型城镇化发展现状，以及现阶段保险业参与新型城镇化建设的情况有了初步了解后，首先对30个省（市）保险密度、保险深度数据与城镇化率之间的相互关系做定量分析，接着利用286个地市的保险数据与城镇化质量指标对保险与城镇化之间的关系做回归分析，得出二者之间具有正相关关系。其次，列举国内关于保险业参与新型城镇化建设的典型事例并总结经验，再结合保险业在参与新型城镇化建设实际操作中出现的问题，从政府的有力支持、完善社会保障体系和保险资金的合理利用三个方面提出对策建议，以期保险业能够合理、高效的服务于新型城镇化建设，与此同时，新型城镇化也能为保险业的发展提供广阔的空间和良好的环境。
[Abstract]:Since the 18 National Congress, new-type urbanization has always been the focus of the work of the CPC Central Committee. The two sessions held in March 3rd 2014 also focused on the discussion of new-type urbanization. With the advancement of the construction of new-type urbanization, The insurance industry is no exception. As an important participant in the construction of social security system, the insurance industry has unique advantages in the process of urbanization construction. Much can be done. At present, the construction of new urbanization has entered a critical period. The improvement of the quality of new urbanization requires the support of the insurance industry in terms of social security, such as old-age care, medical care and health. However, there are still some problems in the insurance industry's participation in the construction of new urbanization: on the one hand, the imperfect insurance security system restricts the process of new-type urbanization; on the other hand, The insurance fund participation in the new urbanization construction planning is not perfect, the result is not obvious. This article starts with the insurance industry and the new urbanization mutual relations, studies the insurance industry to participate in the new urbanization construction countermeasure, After a preliminary understanding of the current situation of the insurance industry and the new urbanization, as well as the current situation of the insurance industry participating in the construction of the new type of urbanization, first of all, the insurance density of 30 provinces (cities). The relationship between insurance depth data and urbanization rate is quantitatively analyzed, and then the relationship between insurance and urbanization is analyzed by using 286 prefectural insurance data and urbanization quality index. It is concluded that there is a positive correlation between the two. Secondly, the typical examples of insurance industry participating in the construction of new urbanization are listed and the experience is summarized, and then the problems of insurance industry in participating in the actual operation of the construction of new urbanization are combined. From the government's strong support, improve the social security system and the rational use of insurance funds, put forward three aspects of countermeasures and suggestions, in order to ensure that the insurance industry can reasonably and efficiently serve the new urbanization construction, at the same time, New urbanization can also provide a broad space and a good environment for the development of the insurance industry.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842;F299.2

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