构建藏金于民的黄金储备战略研究

发布时间：2018-01-02 13:18

本文关键词：构建藏金于民的黄金储备战略研究　出处：《首都经济贸易大学》2014年硕士论文　论文类型：学位论文

【摘要】：自从脱离货币体系之后，黄金在国家经济发展中的作用一直被人们忽视。但是，黄金作为一种稀缺性的金属，内在价值相对稳定，可抵御国际经济系统性风险，一直被作为安全性的资产来进行储备。所以黄金储备视为国家信用基础，也是国家经济金融实力和国际影响力的象征，在国家发展中发挥着重要作用。由于目前我国黄金储备规模具有结构性问题，主要表现为我国国家黄金储备存量相对外汇储备的不足以及居民黄金持有量与发达国家的巨大差距。所以我国应该积极寻求增加黄金储备的途径，建立适合本国国情的黄金储备战略。本文运用了理论联系实际的研究方法，在理论层面上，分析黄金的货币属性以及黄金历史地位及作用。并结合理论指出我国黄金储备的结构性缺陷以及藏金于民对于降低外汇储备风险、人民币国际化以及我国货币政策的重要作用，论证了藏金于民作为我国黄金储备战略选择的必然性。随后结合我国的基本国情，，从储金的文化传统、居民储蓄率高、长期持有黄金资产风险性低以及逐渐成熟的黄金市场四个方面，论证了藏金于民战略的可行性。最后，从黄金市场的供给以及居民储金的投资需求和消费需求两方面，分析了我国目前藏金于民的现状。指出指出摆在构建藏金于民战略的主要障碍有两个：一是居民黄金投资的需求不足；二是缺乏相应的政策引导。因此我国要加快黄金市场的发展，进一步完善黄金市场交易服务体系，积极开拓黄金投资产品，同时辅之以相关政策引导，鼓励居民进行黄金投资和消费，这样才能确保藏金于民黄金储备战略的顺利实施。
[Abstract]:Since the monetary system has been separated from the monetary system , the role of gold in the national economic development has been neglected . However , as a scarce metal , the intrinsic value of gold is relatively stable , can resist the systemic risk of the international economy , has been used as a security asset to carry on the reserve . Therefore , the gold reserve is regarded as the national credit foundation , and is the symbol of the national economic and financial strength and international influence . Based on the theory , the paper analyses the monetary property of gold and the historical position and function of gold . Finally , from the supply of gold market and the investment demand and consumption demand of the resident ' s deposit , the author analyzes the present situation of the current hidden gold in the people . It points out that there are two main obstacles to the construction of the hidden gold in the people ' s strategy : one is the lack of the investment of the gold investment and the lack of corresponding policy guidance . Therefore , we should accelerate the development of the gold market , perfect the golden market trading service system , and encourage the residents to invest in gold and consumption , so as to ensure the successful implementation of the gold reserve strategy .

【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.54

【引证文献】