XJ公司股权投资计划可行性研究

发布时间：2018-04-13 06:38

本文选题：保险资金 + 股权投资　；参考：《郑州大学》2014年硕士论文

【摘要】：近年来,保险业资产总额逐年迅速增加,保险资金运用余额也随之迅猛增长。与此同时,投资渠道较为单一、投资收益率低及资产负债配置不合理等也是保险资金运用所面临的突出问题。随着国家经济发展改革的深入和市场环境倒逼压力的增大,保险资金运用创新能力不断增强,渠道逐渐扩宽,投资产品逐渐增加。其中,股权投资逐渐成为盘活保险资产、提升投资收益率的有效方式。 XJ资产管理股份有限公司根据KC小额贷款公司行业背景现状及法规要求,通过分析其基本财务状况,建立可靠稳健的回购机制,设立相应的股权投资计划结构。通过对股权投资计划的参与方行业背景调查,同时在财务状况、盈利预测、交易结构设计合规及风险控制、回购机制等重要节点进行可行性分析,可得出该计划是否具备可行性。根据当前保险资金进行股权投资的状况和特点,可分析得出采取股权投资方式是一种收益稳健和回报较高的投资方法,同时从行业背景及法规法律上来讲是具备操作性的。在对XJ公司和KC公司的行业背景和自身具体发展状况进行详细阐述的基础上,重点针对被投资方KC公司展开可行性分析。从财务状况来看,KC公司资产负债关键性指标表现较好,现金流充沛稳定,盈利状况较好,具有较强的发展势头和实力。从股权交易要素及结构设计角度对该股权投资进行分析,可看出该投资计划结构设计合理,法律合规性强,风险控制能力稳健有保障。针对该计划的退出机制进行具体分析,重点通过回购方的财务状况和企业背景,判断出回购方的回购能力有保障,从而得出该回购方式具备可行性。综合以上几个因素,在充分考虑投后管理的具体措施和针对经济环境变化作出预案准备的条件下,判断出XJ公司对KC公司的股权投资计划可行。
[Abstract]:In recent years, the total assets of the insurance industry have increased rapidly year by year, and the balance of the insurance fund has also increased rapidly.At the same time, the investment channel is relatively single, the investment rate of return is low and the allocation of assets and liabilities is unreasonable.With the deepening of the national economic development reform and the increasing pressure of the market environment, the ability to use and innovate the insurance funds has been strengthened, the channels have been gradually broadened, and the investment products have been gradually increased.Among them, equity investment has gradually become an effective way to invigorate insurance assets and improve the return on investment.XJ Asset Management Co., Ltd., according to the industry background and regulations of KC Microloan Company, establishes a reliable and stable repurchase mechanism by analyzing its basic financial situation, and sets up the corresponding equity investment plan structure.By investigating the background of the participants in the equity investment plan, at the same time the feasibility analysis is carried out at the important nodes, such as financial situation, profit forecast, trade structure design compliance and risk control, repurchase mechanism, etc.It can be concluded whether the plan is feasible.According to the current status and characteristics of equity investment in insurance funds, it can be concluded that adopting equity investment is a kind of investment method with steady income and high return, and it is operable in terms of industry background and laws and regulations at the same time.On the basis of expounding the background of XJ Company and KC Company and its own specific development situation, the feasibility analysis of the invested KC Company is put forward.According to the financial situation, the key indexes of assets and liabilities of KC Company are good, cash flow is abundant and stable, profit is good, and it has strong development momentum and strength.From the angle of equity trading elements and structure design, it can be seen that the investment plan structure is reasonable, the legal compliance is strong, and the risk control ability is robust and guaranteed.Through the detailed analysis of the withdrawal mechanism of the plan and the financial situation and enterprise background of the repurchase party, it is concluded that the repurchase ability of the repurchase party is guaranteed, and the repurchase method is feasible.By synthesizing the above factors and considering the concrete measures of post-investment management and preparing for the change of economic environment, it is concluded that the equity investment plan of XJ Company in KC Company is feasible.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.3;F832.51

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