铁路电子支付发展的实践与探索

发布时间：2019-08-24 09:36

【摘要】：大力发展铁路电子支付,对于保障铁路客货运输进款安全,不断满足旅客、货主多渠道、多方式的支付需求,提高铁路服务质量和经营效益具有重要意义。在阐述电子支付基本内涵,以及铁路电子支付系统基本架构、系统特点、系统作用的基础上,从铁路电子支付发展情况,电子支付改善旅客、货主支付体验,铁路电子支付交易量等方面分析铁路电子支付发展实践,最后从大力拓展铁路电子支付应用、不断优化电子支付系统功能、全面提升系统交易处理能力、开展电子支付系统安全性建设、不断提高电子支付服务质量等方面对铁路电子支付发展方向进行探析。
[Abstract]:It is of great significance to develop railway electronic payment to ensure the safety of railway passenger and cargo transportation, to meet the multi-channel and multi-mode payment needs of passengers and shippers, and to improve the quality of railway service and management efficiency. On the basis of expounding the basic connotation of electronic payment, as well as the basic structure, system characteristics and system function of railway electronic payment system, this paper analyzes the development practice of railway electronic payment from the aspects of the development of railway electronic payment, the improvement of passenger, freight owner payment experience and railway electronic payment transaction volume, etc., finally, from the point of view of vigorously expanding the application of railway electronic payment and constantly optimizing the function of electronic payment system, This paper probes into the development direction of railway electronic payment from the aspects of comprehensively improving the transaction processing ability of the system, carrying out the security construction of the electronic payment system, and constantly improving the service quality of the electronic payment.
【作者单位】：中国铁路总公司资金清算中心电子支付处;
【基金】：中国铁路总公司科技研究开发计划课题(2017X010-E)
【分类号】：F532.6

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