我国商业银行股权结构与绩效关系研究

发布时间：2019-01-22 20:36

【摘要】：自2007年以来,以大型商业银行的股份制改革为开端,我国商业银行掀起了一股股份制改革的热潮。随着我国商业银行业股份制改革的进一步深入,商业银行业得到了越来越多的关注。企业股权结构与绩效之间关系的研究一直是各国学者研究的热点。利用两者之间关系的研究结论,在实践中通过股权结构的改善来影响企业绩效已经成为企业提高绩效的重要手段。在此背景下,本文对我国商业银行股权结构与企业绩效之间的关系进行了研究,希望能够对我国商业银行股权结构的改善提供更翔实的参考,促进我国商业银行改革的成功和商业银行业的长期繁荣。本文研究的主要对象是我国商业银行股权结构与企业绩效之间的关系,通过对14家上市商业银行4年的股权结构和企业绩效数据进行收集、整理、修正,采用理论分析和实证分析的方法,进行了相关分析和回归分析,并通过实证结果的分析来研究该行业现存的问题,并针对这些问题提出了建议和完善措施。通过研究发现:股权属性方面,企业绩效与国有股比例、法人股比例及流通股比例存在相关关系。提高国有股比例、法人股比例和流通股比例有利于提高我国商业银行的盈利能力,且在贡献度方面,国有股大于法人股,法人股大于流通股,但是国有股、法人股和流通股却限制了我国商业银行的发展能力和发展空间;股权集中度方面,企业绩效与第一大股东比例存在相关关系,与前五大股东比例存在正相关关系,与前五大股东赫芬达尔指数存在相关关系;在股权制衡度方面,我国商业银行企业绩效与与第一大与第二大至第五大股东持股比例之和存在正相关关系。本文主要是从行业特点、企业内部股权与企业绩效的作用机制以及基础理论等方面对实证结果进行理论分析的,分析了我国商业银行股权结构存在的若干问题,并提出了一些改善建议。
[Abstract]:Since 2007, with the joint-stock system reform of large commercial banks as the beginning, China's commercial banks have set off a wave of joint-stock system reform. With the further development of joint-stock system reform in China's commercial banking industry, more and more attention has been paid to it. The research on the relationship between ownership structure and performance has been a hot topic for scholars all over the world. Based on the conclusion of the research on the relationship between the two, it has become an important means for enterprises to improve their performance through the improvement of ownership structure in practice. In this context, this paper studies the relationship between equity structure and corporate performance of commercial banks in China, hoping to provide a more detailed reference for the improvement of equity structure of commercial banks in China. To promote the success of the reform of commercial banks and the long-term prosperity of commercial banks. The main research object of this paper is the relationship between stock ownership structure and enterprise performance of Chinese commercial banks, through the collection, collation and correction of 14 listed commercial banks' equity structure and enterprise performance data for 4 years. Using the methods of theoretical analysis and empirical analysis, this paper carries out correlation analysis and regression analysis, and through the analysis of empirical results to study the existing problems in the industry, and puts forward suggestions and improvement measures for these problems. Through the research, it is found that there is a correlation between enterprise performance and the proportion of state-owned shares, legal person shares and circulating shares. Increasing the proportion of state-owned shares, legal personnel shares and circulating shares is conducive to improving the profitability of commercial banks in China. In terms of contribution, the state-owned shares are greater than the corporate shares, the legal personnel shares are larger than the circulating shares, but the state-owned shares, However, legal person shares and circulating shares restrict the development ability and development space of Chinese commercial banks. In terms of ownership concentration, corporate performance has a correlation with the proportion of the largest shareholders, a positive correlation with the proportion of the first five major shareholders, and a correlation with the Heffendal index of the top five shareholders. In terms of equity checks and balances, there is a positive correlation between the performance of Chinese commercial banks and the sum of shareholding ratio between the first and second largest shareholders and the fifth largest shareholder. This paper analyzes the empirical results from the following aspects: the characteristics of the industry, the mechanism of internal equity ownership and corporate performance, and the basic theory, and analyzes the problems existing in the equity structure of commercial banks in China. Some suggestions for improvement are put forward.
【学位授予单位】：南华大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.33;F830.42

【相似文献】