三权抵押贷款对城市化进程中农民工住房需求的影响

发布时间：2017-12-31 07:43

本文关键词：三权抵押贷款对城市化进程中农民工住房需求的影响　出处：《经济体制改革》2017年02期 　论文类型：期刊论文

【摘要】：解决好群体数量十分庞大的农民工的住房问题,是影响我国城市化持续健康发展的关键之一。本文以需求弹性理论为基础,基于三权抵押贷款制度带来的农民收入增加的角度,采用定量研究的方法,利用2008~2014年间我国东、中、西部3大区域的农民工住房消费支出和收入的时间序列数据,对三权抵押贷款对农民工住房需求的影响进行探讨,结果显示:三权抵押贷款对农民工住房需求具有促进作用,其促进作用受到房价水平的负向调节。
[Abstract]:To solve the housing problem of migrant workers with a large number of groups is one of the key factors affecting the sustainable and healthy development of urbanization in China. This paper is based on the theory of elasticity of demand. Based on the perspective of the increase of farmers' income brought about by the three-right mortgage loan system, this paper adopts the method of quantitative research and makes use of the east and middle of China from 2008 to 2014. The time series data of rural migrant workers' housing consumption expenditure and income in the three big regions of the west are discussed, and the impact of the three right mortgage loans on the housing demand of migrant workers is discussed. The results show that the three-right mortgage loan can promote the housing demand of migrant workers, and its promoting effect is negatively adjusted by the level of house price.
【作者单位】：重庆大学建设管理与房地产学院;
【基金】：重庆市社会科学规划研究项目“重庆市城市化进程中的宅基地确权和流转机制设计研究”(2010YBJJ23)
【分类号】：F832.43;F299.23;F323.6
【正文快照】： 一、引言城市化的过程包含着大规模农村人口流向城市并在城市聚集的过程,解决进城农村人口的住房问题,直接关系到我国城市化的质量。相比于英国、瑞典建设公共住房、政府财政建房,以及美国扩张城市在郊区建造住宅的方式来解决新增城市人口的居住问题,中国受国情的约束,不具备

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